Transaction Risk & Financial Crimes Analyst

Role Description

Ensure YC complies with the industry's laws and regulations.

• Analyze, prepare and perform risk evaluation to prevent financial crime, including fraud and other related typologies.
• Review accounts and transactions for potentially fraudulent activity and take quick, decisive action.
• Review, investigate and respond to requests from law enforcement, regulators and financial institutions.
• Proactively identify, monitor and report financial crime patterns with insightful MIS and dashboard reporting.
• Identify areas of improvement in the company’s products to ensure their continued customer security.
• Actively participate in improving internal procedures and processes linked to Compliance Risk, Financial Crime, Fraud, Payments and AML.
• Work alongside the internal teams on the development and upgrade of financial crime and fraud-related detection/prevention tools and mechanisms.
• Creation and implementation of the procedures for Financial Crime prevention enhanced due diligence checks (EDD), monitoring, reporting and management.
• Maintain detailed logs of incidents and prepare regular and ad-hoc management and regulatory reports.
• Provide investigative support for Financial Crime and other related forensic investigations and reporting requirements.
• Contribute to the development of training materials in-line with regulatory and policy expectations.
• Assist in delegated and ad-hoc Compliance responsibilities.

Qualifications

• Bachelor’s degree from a recognized institution.
• 3+ years’ experience in fraud, AML, FIU, or transaction monitoring within fintech, crypto, banking, or payments.
• Strong knowledge of financial crime typologies, AML frameworks, and STR/SAR reporting.
• Experience with transaction monitoring systems, alert handling, and basic rules tuning.
• Hands-on experience with fraud detection tools and crypto/blockchain investigations.
• Experience with blockchain analytics tools such as Chainalysis, TRM Labs, or similar platforms is highly desirable.
• Relevant certifications (CFE, CAMS, CFCS) are an advantage.
• Strong analytical, investigative, and problem-solving skills with attention to detail.
• Ability to make sound decisions in high-pressure situations.
• Good communication skills and ability to work across teams and external stakeholders.
• High level of integrity and accountability.
• Fluency in English required; French is a plus.
• Willingness to work rotating shifts (including nights and weekends).

Benefits

• Impactful and Purposeful Work: You will be helping to drive financial inclusion across Africa.
• Remote-First Flexibility: We embrace a fully remote work environment.
• Global & Diverse Team: You will have the opportunity to work with talented professionals from 25+ countries across the world, in a multicultural and collaborative environment.
• Learning & Development: Access to resources, support, and autonomy to grow professionally.
• Mental Health Support Services: Your mental well-being matters to us.
• Compensation & Benefits: We offer competitive compensation and meaningful health coverage, and all full-time employees are participants in our stock option plan.

Company Description

Yellow Card is the largest and first licensed stablecoin-based infrastructure provider, operating in 20 African countries and the emerging markets. Our mission is to empower businesses of all sizes, making it easier for them to make international payments, protect their financial assets, manage their treasury function, and access hard currency liquidity.

We are creating “financial infrastructure that works”, disrupting the financial services industry by offering innovative solutions designed to meet the distinct needs of – and real-world challenges faced on a daily basis by – our customers. Leveraging the power of stablecoins pegged 1:1 to the U.S. dollar (e.g., USDC, USDT, and PYUSD), we deliver our innovative solutions through our commercial trading function, our B2B products (i.e., our Payments API & Treasury Portal).