2027 MUFG UK Apprenticeship Programme: Loans Middle Office

Discover your opportunity with Mitsubishi UFJ Financial Group (MUFG), one of the world’s leading financial groups. Across the globe, we’re 150,000 colleagues, striving to make a difference for every client, organization, and community we serve. We stand for our values, building long-term relationships, serving society, and fostering shared and sustainable growth for a better world.

With a vision to be the world’s most trusted financial group, it’s part of our culture to put people first, listen to new and diverse ideas and collaborate toward greater innovation, speed and agility. This means investing in talent, technologies, and tools that empower you to own your career.

Join MUFG, where being inspired is expected and making a meaningful impact is rewarded.

You'll gain hands-on experience, receive structured training from industry experts, and work towards a recognised professional qualification, all while earning a salary, and enjoying the support of a dedicated buddy and mentor.

Applications close on 14 September 2026.

Combining our global network and financial strength with a dedication to becoming the world's most trusted financial group, we pride ourselves on exceeding client expectations and building long-term relationships. We support our clients and protect their interests with the highest levels of professionalism and expertise, while also serving society and fostering a sustainable vision for growth.

We’re looking for ambitious, driven individuals to join our team, and help us to become the world’s most trusted financial group. With graduate schemes and internships available around the world, you will have the opportunity to learn from some of the best experts in the industry.

Our securities business offer a comprehensive product suite to clients around the world through five key business lines in the primary and secondary markets: Debt Capital Markets, credit, rates, equities, and structured products.

Our commercial banking arm is a leading corporate lending bank offering an intensive range of services from Project Finance & Syndicated Loans through to Transaction Banking & Asset Finance.

By joining MUFG, you’ll have the opportunity to enhance your financial expertise and become part of a truly international organisation.

Assessment Centre: mid-October 2026

Start Date: 18 January 2027

Our 2-year Apprenticeship Programme gives you the opportunity to earn while you learn, gaining hands-on experience in stakeholder communications, data analysis, reporting and business operations while working towards CISI Investment Operations Certificate. Supported by coaches, mentors and industry professionals, you'll develop valuable skills and build a strong foundation for a career in banking and financial services.

Our Operations team is at the heart of the bank, helping to keep everything running smoothly behind the scenes. The Loan Operations team supports large lending transactions for clients around the world, managing loans from the point a deal is agreed through to its final repayment. This is a great opportunity to gain an understanding of how investment banking works and how major businesses access funding.

• Support the management of loans for clients across different industries and countries.
• Help process important loan activities, ensuring transactions are completed accurately and on time.
• Assist with client requests and day-to-day operational activities.
• Produce reports and maintain records to support the team's work.
• Work with colleagues across the bank to help deliver a high-quality client experience.
• Support projects and process improvements within the team.
• Gain hands-on experience of how loans are managed throughout their lifecycle.

• How banks help businesses access funding and grow.
• How large lending transactions are managed from start to finish.
• How different teams across a global bank work together to support clients.
• Valuable skills in communication, organisation and stakeholder management.
• How to analyse information, solve problems and manage competing priorities.
• Real-world experience in the operational side of investment banking from day one.
• Develop a strong foundation in financial services operations, providing useful knowledge for future professional qualifications such as the CISI Investment Operations Certificate (IOC).

We look for talented, motivated and ambitious people who will be able to help drive our business forward. Successful candidates will

• Have a strong interest in financial markets


• An interest in financial markets and the banking industry.


• GCSEs (or equivalent) in English (Grade 4 or above) and Mathematics (Grade 6 or above).


• Strong communication skills and the confidence to work with different people.


• A positive attitude, willingness to learn and a strong work ethic.


• Good problem-solving skills and an eye for detail.


• The ability to stay organised and manage multiple tasks.


• A team player who enjoys building relationships and working with others.


• Someone who can work well under pressure and meet deadlines.


• A curious mindset and enthusiasm for learning new skills and ideas.

MUFG is committed to embracing diversity and building an inclusive culture where all employees are valued, respected and their opinions count. We support the principles of equality, diversity and inclusion in recruitment and employment, and oppose all forms of discrimination on the grounds of age, sex, gender, sexual orientation, disability, pregnancy and maternity, race, gender reassignment, religion or belief and marriage or civil partnership.

We make our recruitment decisions in a non-discriminatory manner in accordance with our commitment to identifying the right skills for the right role and our obligations under the law.