Commercial Lines Producer - Sales Agent

Job Description

Job Description

Commercial Lines Producer

Location: Research Triangle Region

Employment Type: Independent Contractor (1099)

Company: Risk & Insurance Consultants, Inc.

About Us

Risk & Insurance Consultants, Inc. is forward-thinking insurance agency committed to delivering exceptional service and innovative risk management solutions. We are seeking a driven and experienced Commercial Lines Producer to join our team and help expand our footprint in the commercial insurance market. Our new North Carolina division is located at 900 Broad St., Durham, NC (one block from Duke University East Campus)

Position Overview

Be a key member of our new North Carolina team. As a Commercial Lines Producer, you will be responsible for developing and managing a book of commercial insurance business. This includes prospecting new clients, servicing existing accounts, and collaborating with internal teams to deliver tailored insurance solutions. You will also have the opportunity to earn commissions on both traditional insurance policies and fee-for-service offerings through our affiliated companies.

Key Responsibilities

· Prospect and generate new commercial insurance business.

· Develop and maintain strong relationships with clients and carriers.

· Present and close insurance proposals tailored to client needs.

· Manage renewals and ensure high client retention.

· Oversee marketing and underwriting submissions.

· Attend agency and carrier meetings.

· Provide ongoing service and support to clients, including claims assistance.

· Maintain compliance with licensing and regulatory requirements.

What We Offer

· Competitive Commission Structure:

­ Earn a percentage of agency revenue on new and renewal commercial policies.

­ Shared commissions on designated accounts.

· Fee-for-Service Incentives:

­ Earn commissions on services such as risk management, claims handling, loss control, and HR consulting.

­ Minimum client fee applies, with commissions paid upon fee collection.

· Support & Resources:

­ Access to agency markets and underwriting support.

­ Errors & Omissions insurance coverage.

­ Office space, administrative support, and agency-provided tools.

· Professional Development:

­ Agency-sponsored training and continuing education opportunities.

Ideal Candidate

· Proven experience in commercial insurance sales and account management.

· Strong prospecting and relationship-building skills.

· Self-motivated and goal-oriented.

· Excellent communication and negotiation abilities.

· Active insurance license(s) in good standing.

Earning Potential

This role offers significant earning potential through a performance-based commission model. Producers who build and retain a strong book of business can expect substantial income growth over time, with additional opportunities through fee-based services.