Mortgage Underwriter

Job Title

Job Responsibilities

• Perform a variety of mortgage loan documentation duties and ensure all tax, title, insurance and closing documentation are in place;
• Review appraisal to ensure accuracy and thoroughness to warrant the loan; Specify closing conditions;
• Review and ensure applicant's income, financial statements, credit history, debt ratios and savings;
• Approve applications for closing and funding and ensure all applicable regulations are met;
• Collaborate with team members to identify potential solutions/exceptions for denied loan files;
• Provide superior customer service while maintaining knowledge of available loan products;
• Perform other duties as assigned.

Qualifications

Education

High School Diploma or equivalent.

Experience

• Minimum 2-4 years of mortgage banking experience specific in underwriting.
• Technical history with FHLMC, FNMA, FHA, VA or equivalent mortgage products.

Skills and Abilities

• Strong analytical and auditing skills along with a firm grasp on math.
• Good decision-making skills backed by relevant details and research.
• Knowledge pertaining to mortgage regulations.
• Excellent computer skills; customer service and communication skills.
• Ability to handle delicate situations with diplomacy and tact.

Salary

$ 75,000/yr – $ 110,000/yr