Senior Underwriter

Porch Group is a leading vertical software and insurance platform and is positioned to be the best partner to help homebuyers move, maintain, and fully protect their homes. We offer differentiated products and services, with homeowners insurance at the center of this relationship. We differentiate and look to win in the massive and growing homeowners insurance opportunity by 1) providing the best services for homebuyers, 2) led by advantaged underwriting in insurance, 3) to protect the whole home.As a leader in the home services software-as-a-service (“SaaS”) space, we’ve built deep relationships with approximately 30 thousand companies that are key to the home-buying transaction, such as home inspectors, mortgage companies, and title companies.In 2020, Porch Group rang the Nasdaq bell and began trading under the ticker symbol PRCH. We are looking to build a truly great company and are JUST GETTING STARTED.Job Title: Senior UnderwriterLocation: United StatesWorkplace Type: RemoteJob SummaryThe future is bright for the Porch Group, and we’d love for you to be a part of it as our Senior Underwriter.We’re looking for a Senior Underwriter to support our continued growth and profitability. In this role, you’ll underwrite complex homeowners risks, make independent decisions within authority, and manage a production‑based book of business while maintaining strong agent relationships and service standards.Senior Underwriters serve as trusted subject‑matter experts, mentors to peers, and key partners to underwriting leadership, product, and technology teams.What You Will Do As A Senior Underwriter:Participate in early book roll intake and planning discussions with underwriting and other cross-functional leadership.Review and assess incoming book roll portfolio opportunitiesUnderstand state mix and regulatory complexity, loss experience, and overall risk qualityEvaluate alignment between the incoming book and existing underwriting guidelines, appetite, and pricing strategy.Support the refinement or creation of temporary or permanent underwriting rules to accommodate the book roll, where appropriatePartner with product and compliance teamsCollaborate with underwriting leadership, technology, and product to build and evaluate straight-through processing as related to the book roll processSupport configuration and validation of eligibility rules, rating logic and workflow routingParticipate in testing and Q/A effortsDevelop a process for renewals, endorsements and all book roll related processesUnderwrite complex new and renewal business for a book roll portfolio, including eligibility evaluation, quoting, declining, and non‑renewals.Develop and implement a Q/ A process for the book roll processExecute production‑based underwriting in a high‑volume environment while meeting or exceeding productivity, quality, and service‑level standards.Apply judgment within straight through processing (STP) and automated underwriting frameworks; identify opportunities to improve risk selection and workflow efficiency.Build and maintain strong relationships with agent partners, including large and high‑volume distribution channels.Mentor and support other underwriters; participate in agent training and education sessions as needed.Deliver a consistently strong customer and agent experience aligned with Porch values.What You Will Bring As A Senior Underwriter:5+ years of personal lines homeowners or property underwriting experience.Bachelor’s degree in a related field or equivalent experience.Proven success in production‑based underwriting and portfolio growth through agent distribution channels.Recognized underwriting subject‑matter expertise with strong knowledge of industry standards and best practices.Experience working within or supporting straight‑through processing (STP) and automated underwriting environments.Ability to independently manage a high‑volume workflow with strong attention to quality and compliance.Strong analytical, critical‑thinking, and professional judgment skills.Excellent written and verbal communication skills.Strong relationship‑building, collaboration, and time‑management skills.High attention to detail and ability to thrive in a fast‑paced, remote environment.PreferredExperience working with large or high‑volume agency partners.Experience supporting or leading carrier book roll initiatives.Project management experience supporting underwriting, operational, or system‑related initiatives.The application window for this position is anticipated to close in 2 weeks (10 business days) from April 20th, 2026. Please know this may change based on business and interviewing needs.At this time, Porch Group does not consider applicants from the following states or jurisdictions for Remote positions: Alaska, Delaware, Hawaii, Iowa, Maine, Mississippi, Montana, New Hampshire, West Virginia, or the District of Columbia.What You Will Get As A Porch Group Team MemberPay Range*: $80,000 - $95,000 AnnuallyPlease know your actual pay at Porch will reflect a number of factors among which are your work experience and skillsets, job-related knowledge, alignment with market and our Porch employees, as well as your geographic location.Our benefits package will provide you with comprehensive coverage for your health, life, and financial wellbeing.Our traditional healthcare benefits include three (3) Medical plan options, two (2) Dental plan options, and a Vision plan from which to choose.Critical Illness, Hospital Indemnity and Accident plans are offered on a voluntary basis.We offer pre-tax savings options including a partially employer funded Health Savings Account and employee Flexible Savings Accounts including healthcare, dependent care, and transportation savings options.We provide company paid Basic Life and AD&D, Short and Long-Term Disability benefits. We also offer Voluntary Life and AD&D plans.Both traditional and Roth 401(k) plans are available with a discretionary employer match.Headspace is part of our employer paid wellbeing program and provides employees and their families access to on demand guided meditation and mindfulness exercises, mental health coaching, clinical care and online access to confidential resources including will preparation.Brio Health is another employer paid wellbeing tool that offers quarterly wellness challenges and prizes.LifeBalance is a free resource to employees and their families for year-round discounts on things like gym memberships, travel, appliances, movies, pet insurance and more.Our wellness programs include flexible paid vacation, company-paid holidays of typically nine per year, paid sick time, paid parental leave, identity theft program, travel assistance, and fitness and other discounts programs.#LI-ED1#LI-RemoteWhat’s next?Submit your application and our Porch Group Talent Acquisition team will be reviewing your application shortly! If your resume gets us intrigued, we will look to connect with you for a chat to learn more about your background, and then possibly invite you to have virtual interviews. What's important to call out is that we want to make sure not only that you're the right person for us, but also that we're the right next step for you, so come prepared with all the questions you have!Porch is committed to building an inclusive culture of belonging that not only embraces the diversity of our people but also reflects the diversity of the communities in which we work and the customers we serve. We know that the happiest and highest performing teams include people with diverse perspectives that encourage new ways of solving problems, so we strive to attract and develop talent from all backgrounds and create workplaces where everyone feels seen, heard and empowered to bring their full, authentic selves to work.Porch is an Equal Opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex including sexual orientation and gender identity, national origin, disability, protected veteran status, or any other characteristic protected by applicable laws, regulations, and ordinances.Porch Group is an E-Verify employer. E-Verify is a web-based system that allows an employer to determine an employee's eligibility to work in the US using information reported on an employee's Form I-9. The E-Verify system confirms eligibility with both the Social Security Administration (SSA) and Department of Homeland Security (DHS). For more information, please go to the USCIS E-Verify website. #J-18808-Ljbffr Porch