Small CL Sr Portfolio Underwriter

: For more than 170 years, The Hanover has been committed to delivering on our promises and being there when it matters the most. We live our values every day, demonstrating we CARE through our values, ESG initiatives and IDE journey. Our Small Commercial Underwriting department is seeking a Sr Portfolio Underwriter to join the team focused on the Carolina's and Virginia. This is a Full-time, Exempt role. This position is eligible for a hybrid work arrangement to Roanoke, VA or a fully remote work arrangement. POSITION SUMMARY: Small Commercial Underwriters are responsible for underwriting and retention on accounts for Commercial Lines business. During the course of executing on this responsibility, the Underwriter is expected to partner with Production Underwriters and Field (SCSMs and RVPs); investigate and promote franchise value opportunities including but not limited to cross sell and up sell for renewal accounts handled; engage in producer management as necessary and appropriate; and act as the owner of individual renewal portfolio (book and agency) profit and loss. The Underwriter should work closely with their UT partner to ensure all policies are underwritten in the most efficient and effective manner while meeting service standards and performance goals. IN THIS ROLE, YOU WILL:

• Underwrite and manage CL renewal business handled by the Renewal Center for respective agency assignments
• Be responsible for individually underwriting and servicing the non-bypass accounts in their assigned portfolio, including adequately pricing the exposures to attain desired profit returns.
• Handle endorsements on Renewal Center book of business that fall outside of the endorsement authority letter of Rating or Renewal Center UTs.
• Handle cancellations on Renewal Center book of business that fall outside of the scope of Renewal Center UTs.
• Effectively deliver renewal quotes at appropriate threshold in a professional manner, including quote proposals, cross sells, up sells, and segment expertise awareness as appropriate.
• Operate within the scope of assigned authority statement
• Coordinate with New Business UWs and SCSMs to present a united front on account/agency strategies and decisions.
• Participate in agency reviews, agency planning and agency profiling.
• Participate in agency results management and results reporting.

WHAT YOU NEED TO APPLY:

• Bachelor's degree preferred and 3+ years of underwriting experience
• Strong underwriting skill and coverage knowledge; ability to make underwriting decisions on POS and CPP accounts up to $50,000 premium size
• Demonstrated commitment to service and partners; high level of responsiveness
• Ability to build and maintain close working relationships with Agents, UTs, SCSMs, and New Business UWs, demonstrating strong relationship building, teamwork and collaboration skills
• Excellent time management skills, responsiveness and willingness to bring appropriate level of underwriting to those accounts needing a more thorough review; aligned with retention and distribution goals
• Must understand Small CL goals and strategies (often changing) and execute on them effectively and have a positive track record of achievement.

CAREER DEVELOPMENT: It's not just a job, it's a career, and we are here to support you every step of the way. We want you to be successful and fulfilled. Through on-the-job experiences, personalized coaching and our robust learning and development programs, we encourage you - at every level - to grow and develop. BENEFITS: We offer comprehensive benefits to help you be healthy, build financial security, and balance work and home life. At The Hanover, you'll enjoy what you do and have the support you need to succeed. Benefits include:

• Medical, dental, vision, life, and disability insurance
• 401K with a company match
• Tuition reimbursement
• PTO
• Company paid holidays
• Flexible work arrangements
• Cultural Awareness Day in support of IDE
• On-site medical/wellness center (Worcester only)
• Click here for the full list of Benefits

EEO statement: The Hanover values diversity in the workplace and among our customers. The company provides equal opportunity for employment and promotion to all qualified employees and applicants on the basis of experience, training, education, and ability to do the available work without regard to race, religion, color, age, sex/gender, sexual orientation, national origin, gender identity, disability, marital status, veteran status, genetic information, ancestry or any other status protected by law. Furthermore, The Hanover Insurance Group is committed to providing an equal opportunity workplace that is free of discrimination and harassment based on national origin, race, color, religion, gender, ancestry, age, sexual orientation, gender identity, disability, marital status, veteran status, genetic information or any other status protected by law.” As an equal opportunity employer, Hanover does not discriminate against qualified individuals with disabilities. Individuals with disabilities who wish to request a reasonable accommodation to participate in the job application or interview process, or to perform essential job functions, should contact us at: View email address on us.edajobs.com and include the link of the job posting in which you are interested. Privacy Policy: To view our privacy policy and online privacy statement, click here. Applicants who are California residents: To see the types of information we may collect from applicants and employees and how we use it, please click here.