Commerical Lender

The Commercial Lender is responsible for establishing and growing relationships within the bank. This involves making sales calls and developing a rapport with the customer or potential customer.

Core Responsibilities: Structures and analyzes new and renewed loan requests and makes loans within lending authority. Follows the bank's sales process and interviews commercial loan applicants. Actively participates in new business development. Works closely with senior lenders and presents loan applications for appropriate approval. Collects past due loans unless assigned to centralized collectors. Responds to referrals from senior management. Handles customer service matters for both lending and non-lending issues. Sends financial statements to credit analysts for spreading and analysis. Provides informal training and guidance for less experienced lenders. Participates in community activities and organizations. Refers appropriate banking opportunities to other departments and cross-sells all company products and services.

Qualifications: Must possess a high level of analytical skills, effective interpersonal skills, and have the ability to be assertive with sound business decisions that best interest the bank and borrower. Ability to present loan commitments to executive management of customers. Bachelor's degree or more than 7 years of related experience. Minimum of 5+ years of commercial lending experience required, with a demonstrated track record of loan production, portfolio management, and business development.