Loan Originator - Houston - Stafford, TX

Loan Originator - Houston - Stafford, TX Qualifications At least 18 years of age High School Diploma or Equivalent 2 or more years of recent mortgage origination experience Knowledge of VA, FHA and conventional mortgage loan programs Knowledge of running LP, DU Underwriting Systems Experience with Ellie Mae mortgage originating and processing software Self motivation and capable of working from a home office with limited supervision Ability to review and understand credit reports Ability to organize and prioritize Good communication and presentation skills Comfortable working in a commission only environment Must successfully pass background investigation according to company policy Must be able to get along with co-workers and work effectively in a team environment Job Description Originate high quality loans which meet FCMC guidelines Develop business relationships with local Real Estate agents and Builders Manage territory of First National Bank Texas and First Convenience banks; educate employees of FCM mortgage programs Develop contacts with Banks partner store management team Take customer loan applications, including pulling credit Conduct presentations to include First Time Home Buyer Seminars, realtor sales meetings, product training, etc. Communicate with borrowers and real estate agents throughout the loan process Issue and explain pre-qualification letters, disclosures and all other initial compliance documentation for borrower; includes Good Faith Estimates, Truth-In-Lending and APR Depending on location and business need, this position may serve as a general office manager. Responsibilities would include, but not be limited to, general correspondence, supply maintenance, and clerical staff schedules. This position may also serve as acting liaison between position locations and corporate management regarding office incidents, business needs, and client concerns. Travel as needed to meet business needs Other duties as assigned Physical Requirements Must be able to remain in a sitting and/or standing position for extended periods of time Requires ability to operate a computer and other office machinery Ability to lift up to 25 pounds FCBI is an equal opportunity employer. Helping all candidates find great careers is our goal. The information you provide here is secure and confidential. We are now directing you to the original job posting. Please apply directly for this job at the employer’s website. #J-18808-Ljbffr