Lead Secured Commercial Lending Underwriter

Lead Secured Lending Underwriter

Wells Fargo's Supply Chain Finance Group ("SCF") supports companies with a broad range of supply chain solutions, including trade and receivables products, which provide a holistic approach to an enterprise's working capital risk mitigation and financing needs. SCF is seeking a dynamic, results oriented, Lead Secured Lending Underwriter. Job will encompass a variety of secured lending financings including Key Accounts Purchase Programs (KAP), Supplier Finance Programs (SF), factoring and ABL facilities, and Accounts Receivable Securitization Facilities (ARS).

In this role, you will:

Lead underwriting process to meet project deliverables, including coordination with multiple stakeholders. Leverage solid understanding of secured lending underwriting functional areas, policies, procedures, and compliance requirements. Specific actions will include:

• Lead the credit underwriting of corporate financial counterparties.
• Present all information in concise and clear format for credit approval. Actively engage with credit approvers and other key stakeholders during the credit approval process. Champion deals throughout the underwriting deal lifecycle.
• Manage client and internal constituents' expectations throughout the approval and loan closing process.
• In conjunction with legal counsel, lead the structuring and negotiation of legal documentation.
• Ensure proper risk ratings, oversee compliance and third-party diligence activities including collateral examinations, appraisals, and other business/contract diligence.
• For applicable credits, lead the structuring and completion of the ARS servicer report model in conformity with S&P Trade Receivables Securitization Criteria.

Collaborate closely with the originations and portfolio teams to ensure steady information flow and smooth transitions.

Collaborate and consult with underwriting peers, colleagues, and managers to resolve issues and achieve goals.

Lead secured lending underwriting projects and teams. Serve as a mentor to junior teammates.

Required Qualifications:

• 5+ years of Secured Lending Underwriting experience, or equivalent experience demonstrated through one or a combination of the following: work experience, training, military experience, education

Desired Qualifications:

• 3+ years of experience with securitization or asset based lending
• Advanced Microsoft Office (Excel, Word, PowerPoint) skills
• Strong analytical skills, with heightened attention to detail and accuracy, recognizing importance of data integrity and adherence to credit policies and procedures
• Strong verbal and written communication skills and ability to work effectively with internal stakeholders and clients
• Working knowledge of various secured lending programs and structures

Job Expectations:

• Willingness to work on-site at stated location on the job opening
• This position is not eligible for Visa sponsorship
• This position offers a hybrid work schedule
• Specific compliance policies may apply regarding outside activities or personal investing; affected employees will be expected to provide information to the Wells Fargo Personal Account Dealing Team and abide by applicable policy requirements if hired. Information will be shared about expectations during the recruitment process.
• May be considered for a discretionary bonus, Restricted Share Rights or other long-term incentive awards

Location:

• 1100 Abernathy Rd., Atlanta, GA 30328
• 550 S. Tryon, Charlotte, NC 28202
• 5000 Riverside, Texas- Irving, Texas 75039

We Value Equal Opportunity:

Wells Fargo is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other legally protected characteristic.

Employees support our focus on building strong customer relationships balanced with a strong risk mitigating and compliance-driven culture which firmly establishes those disciplines as critical to the success of our customers and company. They are accountable for execution of all applicable risk programs (Credit, Market, Financial Crimes, Operational, Regulatory Compliance), which includes effectively following and adhering to applicable Wells Fargo policies and procedures, appropriately fulfilling risk and compliance obligations, timely and effective escalation and remediation of issues, and making sound risk decisions commensurate with the business unit's risk appetite and all risk and compliance program requirements.

Candidates applying to job openings posted in Canada: Applications for employment are encouraged from all qualified candidates, including women, persons with disabilities, aboriginal peoples and visible minorities. Accommodation for applicants with disabilities is available upon request in connection with the recruitment process.

To request a medical accommodation during the application or interview process, visit Disability Inclusion at Wells Fargo.

Wells Fargo maintains a drug free workplace. Please see our Drug and Alcohol Policy to learn more.

Wells Fargo Recruitment and Hiring Requirements:

• Third-Party recordings are prohibited unless authorized by Wells Fargo.
• Wells Fargo requires you to directly represent your own experiences during the recruiting and hiring process.