Senior Product Engineer

Senior Product Engineer

Job type: Full Time · Department: Engineering · Work type: On-Site

San Francisco, California, United States

The $1.5 trillion insurance industry is powered by brokers. Every business needs insurance, and the brokerage industry is hamstrung by account management capacity. Account managers are constantly pulled in multiple directions — keying information into systems, chasing documents, doing mundane work — rather than focusing on the client interactions that actually matter. Most brokerages either outsource this work or grind through it manually.

We’re building an AI platform to automate this insurance drudgery. Our platform already saves customers thousands of hours and millions of dollars every year. Our customers love the product — we have deep penetration within enterprise brokerages and genuinely enjoy making our customers’ lives better. We just raised our Series A and are just getting started.

Why Fulcrum

• Rocket-ship growth. We’ve achieved multiple seven figures in ARR in just over a year, serving large enterprise clients including 30% of the top 50 brokers in the country.
• Extreme ownership. You’ll work directly with enterprise users and ship end‑to‑end products that save them hours every week.
• Bleeding‑edge problems, real impact. Tackle tough AI and product challenges whose wins show up immediately in customer workflows.
• In‑person collaboration. Join a lean, staff‑level team (ex‑Affirm, Uber, DoorDash, McKinsey) working side‑by‑side in San Francisco; we believe the best ideas are fostered in an in‑person environment.
• Top‑of‑market rewards. Competitive base salary plus meaningful founding‑team equity.

About the Role

We’re looking for a Senior Product Engineer to help reshape how the insurance broking industry services insurance. As a Product Engineer at Fulcrum, you’ll build and enhance our core AI products — from processing hundreds of very long PDFs and Excel files to building deep browser automations into legacy systems, and building a scalable platform to support the volume and throughput of our system. You will be responsible for both the 0→1 MVP development and the 1→10 growth and scaling of a product. You’ll work directly on features that help insurance brokers better serve their customers while improving margins.

What You’ll Do

• Develop complete features across both frontend and backend layers of our application.
• Write clean, maintainable, and efficient code with appropriate test coverage.
• Troubleshoot and debug complex issues across the technology stack.
• Optimize application performance and scalability.
• Think like a PM as much as an engineer: you'll shape what gets built, not just how.
• Balance technical considerations with user needs and business goals.
• Talk to customers, take in their feedback, and turn it into product decisions

What You’ll Bring

• 4+ years of software engineering experience.
• Strong TypeScript proficiency (Python a plus).
• Proven track record of shipping user‑focused products.
• Excellence in cross‑functional collaboration and communication.
• Deep empathy for user needs and passion for user experience.
• Enjoy being hacky — getting something out to the customer as soon as possible.
• Experience building scalable systems.

Our Team and Philosophy

• Builders at heart. You don't wait for a process to exist—you create it, refine it, and own it.
• Bias toward action. You have an internal sense of urgency. You'd much rather get something done today than tomorrow.
• Owners, not renters. You treat the company's money and decisions like your own. You hold yourself accountable to outcomes, not just outputs.
• Ambitious about the opportunity. You're excited about building the defining AI company in the insurance industry—and you understand that great finance is a competitive advantage.

What We Offer

• Competitive salary($180-$275k) + meaningful equity.
• Full health, dental & vision.
• High-ownership, high-trust culture with lightning-fast executors.
• Regular team off‑sites, dinners, and an office stocked for builders.