Senior Analyst - RISK IT .NET Developer

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The Credit Risk Analytics IT team is responsible for designing, integrating and supporting Middle Office Risk systems in the organisation using the third party S&P Global Financial Risk Analytics (FRA) simulation and pricing engine that provides cross-asset coverage to calculate various Credit Risk measures. FRA platform fraimWRX is distributed as AKS images. FraimWRX relies on Redis, Apache Kafka, Spark, HBASE and HDFS. Risk technology are using Kubernetes to deploy fraimWRX with a Python based Coordinator and Job Runner REST components. An in-house .NET based application layer integrates the FRA into MUFG proprietary systems.

Risk Technology has evolved rapidly over the last few years as new regulation and industry change is being introduced post the financial crisis. The Risk projects require large scale change to the organisation technical infrastructure including the Risk platform. Alongside these the organisation is seeking to consolidate systems across the globe to improve efficiencies, help standardise our products and strengthen our brand. This will include efforts to adopt cloud and other new forms of digital technology.

The successful candidate’s primary role as part of the Risk IT Analytics team will be to support the rollout further enhancements of the Risk IT platform to meet the demands of ongoing and challenging regulatory change. The infrastructure uses a combination of technologies including MS SQL Server, C#, Python and MS Azure. The role will be focused on the development of the system using new technologies to provide innovative solutions to enhance the capabilities of the Risk Management department.

The suitable candidate would have hands-on technical experience of implementing PFE analytic solutions preferably in cloud computing environments with a good understanding of .NET tech stack and distributed programming concepts. Hands-on experience with the S&P Global Financial Risk Analytics (FRA) Risk/Pricing platform is required.

The candidate should have a solid understanding and hands-on pricing of Derivatives, Mortgage Backed Securities, Repos, Stock Borrow Lending and Ageny Lending financial products using FRA platform.

Essential characteristics of the candidate include strong problem solving, good communication and attention to detail.

Previous experience working within a middle or front office Risk technology area is desirable although a strong track record of comparable experience in other areas within finance is also acceptable.

· Strong C# & .Net Framework & SQL Server programming skills

· Practical experience of building .Net Core Web API

· Practical experience of Client and Server side development development using C# and SQL Server.

· Practical experience of Azure Data Lake, Azure Kubenetes Service, TeamCity, Jira, SVN, GitHub, Visual Studio, Poweshell

· Experience on batch scheduling such as Autosys or BMC Control-M Scheduler to configure batches

· Experience using Windows and Linux operating systems to run Docker/AKS

· Practical experience of Unit Testing, Integration Testing & development testing skills

· Good understanding of microservices and messaging architectures

· Experience working on large scale applications (Front to Back), Feeds capture, Processing, Pricing and Reporting.

· Should be very proactive individual who can work independently and own tasks and deliver high quality software

· Should be able to take full responsibility of development tasks, testing and debugging issues

· Should be very organised, disciplined and have a structured working approach

· Can work under pressure and tight deadlines

· Should be capable of planning, managing and mentoring junior developers

· Should be capable of writing high quality Technical Scope documents and Test Plans

· Good understanding of Credit Risk PFE and Market Risk VAR calculations.

· Proven hands-on pricing experience of Derivatives, Repos, SBL, MBS & Agency Lending (ALDOP) financial products

· Strong understanding of the underlying mechanics of Securites products such as Bonds and Equities

· Strong understanding of Counterparty Collateral, Netting & Market Data in Credit Risk pricing.

· Strong reconciliation skills of Credit Risk exposures between PFE Risk Engine and Reporting Systems.

· Good understanding of back office systems such as Murex and EMD Party and feeds

· Good English language speaking and writing skills

· Good communication skills dealing with Project Managers, Credit Risk Managers and Traders.

· Proven experience working with developers and Credit Risk Managers across different geographical areas (USA/EU/ASIA)

· Experience managing Credit Risk project development across developers in ASIA and USA.

· Should be able to support the Credit Risk processes overnight and weekends after releases.

· Capable of resolving production Credit Risk issues within reasonable SLAs.

· Good Agentic Development skills

· Extend Credit Risk Pricing Calculators

· Upgrade legacy codebase to .net core

· Performance tuning

· Perform rigourous testing of codebase

• C#, .Net Core
• Docker & AKS
• Python
• Microsoft SQL Server.
• GitHub / Svn / JIRA
• Control-M Batch scheduling
• Agentic AI Development
• Experience of working in an investment banking technology environment.
• Planning and prioritisation skills.

• Experience of working on Credit Risk / Market Risk

• Have a "can do" attitude with flexibility to adapt.
• Good communication skills, and the ability to simplify technical jargon into business speech.
• Experience of presenting to all levels of management and across different departments.
• Proven track record of delivering to Risk/Middle Office/Front Office.
• Should carry an analytical mind-set.
• Provide cross-functional training and support for other members of the team to ensure that objectives of the team are met.
• Agile and flexible approach to delivery.
• Excellent interpersonal skills to ensure clarity of communication to users and Technology colleagues.
• Prioritise and structure own workload according to delivery requirements.
• A fast learner with the ability to understand, retain and apply new information quickly.
• Using Agent AI Development approach to get development and test automaton completed

• Lead, mentor, and develop multi‑disciplinary teams (credit risk developers, quantitative analysts, data engineers, business analysts).
• Build a high‑performing offshore team, focusing on technical depth, domain expertise, and leadership succession.
• Drive hiring strategy, performance management, and talent retention in line with corporate VP‑level expectations.
• Establish strong engineering and risk culture, including accountability, quality, and continuous improvement.

• Serve as the primary offshore point of contact for senior onshore stakeholders across Risk, Technology, Model Risk, and Product Control.
• Manage expectations across multiple regions (e.g., UK, US, APAC) with clear communication and escalation frameworks.
• Represent offshore delivery in global governance forums, steering committees, and risk transformation initiatives.
• Ensure strong transparency around delivery status, risks, and dependencies.

Oversee Agentic AI development and enhancement of:

• Credit risk calculation engines


• Stress testing


• Manage impact across risk reporting systems


• Perform exposure reconciliations across PFE and Non Model PFEs

Guide technical design decisions with a strong understanding of credit risk concepts and regulatory drivers.

Mitsubishi UFJ Financial Group (MUFG) is an equal opportunity employer. We view our employees as our key assets as they are fundamental to our long-term growth and success. MUFG is committed to hiring based on merit and organsational fit, regardless of race, religion or gender.