SR. CREDIT ANALYST

Job Description

Job Description

SR. CREDIT ANALYST
MONTGOMERY, AL

The Senior Financial Analyst will manage the organization's financial planning, budgeting, and forecasting to drive profitability for the institution.

Education & Experience Requirements:

• Bachelor’s Degree in Finance, Business Administration or a related field, OR equivalent experience
• Six (6) or more years of experience in the administration and analysis of complex credits on commercial and mortgage loans including experience in structuring and evaluating complex loan participations, credit relationships, and analysis of direct loans.
  

Essential Functions:

• Assists Loan Officers in the analysis and servicing of the institution's mortgage and commercial loans.
• Works directly with lending staff in the development of appropriate credit decisions and prepares other reports as requested by management.
• Analyzes financial information including balance sheets, income statements, cash flow and tax returns to form an opinion of the strengths, weaknesses and risks associated with loan packages.
• Interprets, communicates, and provides guidance to Loan Officers regarding the institution's lending policies and procedures.
• Ensures that all assigned loans are properly risk rated, assigned loss given defaults are correct and performance status assignments are proper.
• Complies with proper credit administration practices as outlined in the institution's policies and procedures.
• Assists senior-level credit analysts with complex loan applications as necessary.
• Occasional travel is required in this position.

Company Description

TOP TALENT RECRUITER, a division of Marcel McElroy's JOB CONNECTION, LLC is an executive recruiting search firm who has clients throughout the southeast who are looking for top talent without the hassle of having too many inbound calls, emails, or resumes to review.
We also work with professionals who are too busy to spend countless hours searching on their own. Professionals who want to be represented, professionals with great work stability, candidates who fit your job descriptions, have great talent and skill set who want us to be their eyes and ears.

We want to hear from you if you are a professional looking for a new career or if you're a hiring manager or business owner looking for an easier way to build a winning team.

"BUILD YOUR TEAM TO WIN"
TOP TALENT RECRUITER

Company Description

TOP TALENT RECRUITER, a division of Marcel McElroy's JOB CONNECTION, LLC is an executive recruiting search firm who has clients throughout the southeast who are looking for top talent without the hassle of having too many inbound calls, emails, or resumes to review. \r\nWe also work with professionals who are too busy to spend countless hours searching on their own. Professionals who want to be represented, professionals with great work stability, candidates who fit your job descriptions, have great talent and skill set who want us to be their eyes and ears. \r\n\r\nWe want to hear from you if you are a professional looking for a new career or if you're a hiring manager or business owner looking for an easier way to build a winning team. \r\n\r\n "BUILD YOUR TEAM TO WIN" \r\n TOP TALENT RECRUITER