Senior Treasury Analyst

RideNow Group operates the largest publicly traded powersports dealership network in the United States, with 55+ retail locations under (NASDAQ: RDNW). Treasury is a lean, high-visibility function within the CFO organization. The Senior Treasury Analyst owns the analytical, forecasting, and lender-reporting work that supports RideNow's capital structure, including an active senior debt refinancing and an anticipated lender facility. This is a modeling and reporting–forward role with meaningful executive exposure, structured to grow into broader Treasury leadership over time. Key Responsibilities Cash Flow Forecasting & Liquidity Analysis Own the rolling 13-week direct cash flow forecast across all entities. Refresh weekly variances, analyze drivers, and communicate liquidity risks and opportunities to the Treasury Manager and CFO. Maintain the FY26 / FY27 rolling cash forecast workbook and dashboards. Support 3-statement projections where they intersect with debt capacity, liquidity, and lender reporting. Debt Compliance & Lender Reporting Prepare the weekly lender certificate: pull AR aging and inventory data, apply eligibility rules and advance rates, calculate availability, and deliver to the lender on schedule. Maintain the covenant compliance workbook, leverage, fixed charge coverage, minimum liquidity, minimum EBITDA, with support schedules and traceable back-up. Own the compliance calendar: reporting deliverables, covenant certificates, notice obligations, and lender-required financial reporting. Model covenant headroom and liquidity under multiple scenarios; refresh projections as actuals come in. Support the senior debt refinancing and the anticipated facilities: data room population, lender diligence responses, Q&A coordination, and pre-close reporting build-out. Partner with the Treasury Director. FP&A and CFO/CEO on lender presentations, term sheet analysis, and capital structure decisions. Build and maintain the lender exposure schedule and debt service forecast. Reporting, Modeling & Ad-Hoc Analysis Deliver recurring treasury reports for leadership, weekly cash trend, used unit flooring status, floor plan interest tracker, and lender exposure summaries. Build and refresh dashboards in Excel, Power Query, and web-based tools tied to bank and ERP data. Produce ad-hoc analyses for the CFO on working capital, debt service, merchant economics, surcharge programs, and capital structure decisions. Cash Management & Bank Operations Execute daily cash positioning across all RideNow and RumbleOn entities; identify funding needs and excess cash. Support bank reconciliation activity as additional store locations centralize. Floor Plan & Payment Workflow Support Support monthly floor plan statement reconciliation, interest processing, and unit transfer coordination across all lenders (Polaris Acceptance, Huntington Distribution Finance, Wells Fargo CDF, and others). Support major unit payoffs and Cash Offer program purchase accounting — lienholder verification, funding confirmation, and reconciliation to the DMS / ERP. Partner with AP and Retail Accounting on exception resolution. Requirements Required Qualifications Bachelor's degree in finance, Accounting, Economics, or related field. 3–5 years of experience in Treasury, Corporate Finance, FP&A, or Accounting. Strong analytical and modeling capability, 3-statement modeling, forecasting, and variance analysis. Advanced Microsoft Excel: pivot tables, XLOOKUP / INDEX-MATCH, SUMIFS, and comfort with large datasets. Experience pulling data from ERP or reporting systems and producing recurring reports. Clear written and verbal communication; comfortable preparing materials for CFO-level and lender audiences. Detail-driven, self-directed, and comfortable in a lean team where ownership is expected. Preferred Qualifications Prior experience with debt compliance, ABL / borrowing base reporting, or covenant certificate preparation. Prior Treasury exposure, bank portals (JPMorgan Access, Wells Fargo CEO), Positive Pay, wire / ACH origination. Automotive, powersports, marine, RV, Retail background. Power Query, Power BI, VBA, SQL, or Python. Tools & Systems Floor Plan / OEM Lenders: Polaris Acceptance, Huntington Distribution Finance, Wells Fargo CDF, OEM portals. Analysis & Reporting: Excel (advanced), Power Query, Power BI, Google Workspace. What Success Looks Like 90 days: independently producing the weekly borrowing base and covenant compliance package; fully operating daily cash positioning and core bank operations. 6 months: owning the rolling cash forecast, covenant workbook, and lender reporting cadence; capable of leading diligence responses under Treasury Manager direction. 12 months: trusted second seat in Treasury, covering core operations during PTO, driving the analytical work for the ABL environment, and delivering at least one automation improvement to production. Work Authorization Candidates must be authorized to work in the United States without current or future sponsorship. Our Culture We operate in a fast-paced, performance-driven environment focused on accountability, ownership, and continuous improvement. Equal Opportunity Employer RideNow is an equal opportunity employer. We are committed to creating an inclusive environment for all employees and applicants and do not discriminate based on race, color, religion, sex, national origin, age, disability, or any other protected status. Work Type On-Site Position Type Full Time #J-18808-Ljbffr