Underwriter

If you are unable to complete this application due to a disability, contact this employer to ask for an accommodation or an alternative application process. Regular Full Time Professional US 19 days ago Requisition ID: 1811 ABOUT US Dallas Risk Management (DRM) is an MGU headquartered in Dallas, Texas that has been in business for over 9 years. It is a part of a privately held global company with over 700M in revenue and 700+ employees. DRM’s goal is triple our growth over the next five years, and we are looking for qualified candidates to help fulfill this mission. Dallas Risk Management is a certified “Great Place to Work”, united by a single mission: standing with members through every moment and milestone in their healthcare journey. With decades of industry experience and a team driven by passion, integrity, and excellence. POSITION SUMMARY The Underwriter is responsible for evaluating, pricing, and managing stop loss and level-funded medical risk opportunities. This role independently manages an assigned block of business, supports profitable growth, communicates underwriting decisions, and operates within established underwriting authority and governance frameworks. DUTIES AND RESPONSIBILITIES The essential functions include, but are not limited to the following: Underwrite new business and renewal applications, assessing risk to determine appropriate terms, pricing and conditions. Analyze census data, claims history, plan design and other risk characteristics to develop informed underwriting decisions. Develop competitive quotes and communicate terms, rationale and conditions to sales teams, brokers and partners. Manage an assigned book of business, consistently meeting turnaround times and service-level standards. Document underwriting rationale thoroughly to ensure compliance and audit readiness. Support modernization efforts, reporting enhancements and process improvement initiatives. Partner cross-functionally with actuarial, operations and sales teams to support business objectives. Apply sound judgment and risk assessment within established underwriting authority levels. Non-essential functions include, but are not limited to the following: May perform other duties as assigned. 3+ years of underwriting experience in stop loss, level-funded, or employee benefits insurance Strong analytical skills, with the ability to translate data into sound underwriting decisions Excellent written and verbal communication skills, with the ability to clearly convey rationale to brokers, clients, and internal stakeholders Proven ability to independently manage a book of business, prioritizing competing deadlines in a fast-paced environment A self-starter who takes ownership of outcomes and follows through with minimal oversight Supervisory Responsibilities No Direct Reports The noise level in the work environment is usually low to moderate. Physical Demands The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this position. Reasonable accommodations may be made to enable individuals with disabilities to perform the functions. While performing the duties of this position, the employee is regularly required to talk or hear. The employee frequently is required to use hands or fingers, handle or feel objects, tools, or controls. The employee is occasionally required to stand; walk; sit; and reach with hands and arms. The employee must occasionally lift and/or move up to 25 pounds. Specific vision abilities required by this position include close vision, distance vision, and the ability to adjust focus. Travel Requirements Up to 10% travel as business needs require. NOTE This job description in no way states or implies that these are the only duties to be performed by the employee(s) incumbent in this position. Employees will be required to follow any other job-related instructions and to perform any other job-related duties requested by any person authorized to give instructions or assignments. All duties and responsibilities are essential functions and requirements and are subject to possible modification to reasonably accommodate individuals with disabilities. To perform this job successfully, the incumbents will possess the skills, aptitudes, and abilities to perform each duty proficiently. Some requirements may exclude individuals who pose a direct threat or significant risk to the health or safety of themselves or others. The requirements listed in this document are the minimum levels of knowledge, skills, or abilities. This document does not create an employment contract, implied or otherwise. The Company complies with employment regulations as they apply to the location of service. #J-18808-Ljbffr