Personal Lines Underwriter

Job Description

Job Description

Essential Duties and Responsibilities:

• Learn and develop an understanding of the personal lines marketplace. 
• Under supervision, analyze and underwrite new business for a select group of agents and senior underwriters.
• Rate policies efficiently, accurately, and within the guidelines of the available program(s)
• Promptly address inquiries from agents, policyholder, or prospects.
• Evaluate policies for renewal consideration and recommend appropriate price or coverage adjustments based on prior policy experience.
• Participate in phone and email marketing communication of our products and services to our clients.
• Develop relationships with our existing clients as well as establish new relationships
• Attend on-site marketing visits with underwriting team
• Handle Follow-Ups as assigned
• Perform other duties as assigned.

• Must have a valid Producer’s License.
• 3 or more years of insurance experience is required.
• Demonstrated experience in standard underwriting practices and procedures is strongly preferred.
• Must possess effective communication, negotiation, and computer skills.
• Must possess strong analytical skills and detail orientation.
• Comprehensive knowledge of insurance coverage forms and their application to exposure strongly preferred.
• Working knowledge of applicable Insurance Department regulations and policies is required.
• Ability to work independently and to carry out assignments to completion within parameters of instructions given, prescribed routines and standard accepted underwriting practices is required.
• Insurance Industry designations are preferred.

Employees enjoy:

• We offer a total compensation package which includes salary ($50k-65k) plus a full comprehensive benefits package. Package includes Paid Time Off Days, Paid Holidays, Hybrid Work Schedule, Retirement Plan with Employer Match, 100% Single Employer Paid Medical, Dental, Vision, Life Insurance, Education Assistance,  Various Voluntary Benefits, Wellness Program Including Mental Health Support and an Employee Assistance Program (EAP) and More. 

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