Compliance Senior Manager- AML/Fraud Investigations

Job Description Wise is looking for a Senior Manager to join its growing financial crime compliance oversight team in North America. The role works alongside the NorthAm Financial Crime Compliance Lead and a highly effective second line compliance team, focusing on the onboarding and ongoing customer due diligence program. Your Mission Supervision of our appropriate measures to ensure that financial crime risks are taken into account in day‑to‑day operations with a focus on AML and fraud investigations. Provide advice and guidance to other teams and key stakeholders both regionally and globally on BSA and AML/CTF regulations as well as related Wise policies and procedures for Wise US Inc and Wise Canada. Support in the development and maintenance of the compliance FinCrime oversight framework, specifically on AML and fraud investigations and controls. Challenge first line teams on the development of controls and provide approvals on any control changes, new products or features. Represent fincrime compliance oversight both internally and externally to regulators, auditors and partners, showcasing Wise’s strong oversight compliance framework. Ensure strong oversight of all compliance operations focusing on AML and fraud. Serve as a member of the US SAR committee, providing feedback to our SAR Reporting Team. Contribute to the company’s annual Financial Crime Risk Assessment for Wise US Inc. Horizon scan new FinCrime regulatory developments and maintain oversight of implementation of such developments which impact business activities. Proactively identify key areas of risk and work with first line teams to develop mitigation plans as needed. Define and monitor MI/KRIs for the covered areas (quality, timeliness, backlog health, decision consistency, SAR outcomes), escalating concerns with clear recommendations. A Bit About You You are an expert in US financial crime regulations including the Bank Secrecy Act, OFAC, NY DFS Part 504 and have extensive experience with AML and fraud investigations. You have demonstrable experience designing and challenging processes, ideally across multiple products, and have thought deeply about the Wise mission and how it intersects with compliance. You are solution‑oriented and enjoy improving current practices and processes, applying compliance strategies to develop frameworks. You communicate complex ideas effectively in both writing and speaking to internal and external audiences. You have a sense of urgency, work well under pressure, prioritize, take responsibility and meet tight deadlines while handling multiple projects. You are meticulous, detail‑oriented and collaborate effectively with colleagues across the business and globally. Must be willing to travel to other offices as required. Must be legally authorized to work in the US; visa sponsorship not available. Nice To Haves Experience with the OCC regulations. Certified Anti‑Money Laundering Specialist (CAMS) or equivalent certification. Experience conducting risk assessments. Experience conducting QA/QC on SARs. Experience with FinCrime risk associated with AML and fraud. Experience training and mentoring junior team members. Exposure to sanctions/OFAC risk intersections with investigations/SAR/TM. Location & Other Requirements Full‑time position located in New York, NY – three days of in‑office work required. Must be legally authorized to work in the US; visa sponsorship not available. Travel to other offices as required. #J-18808-Ljbffr Wise