Corporate Compliance - Sr Compliance Monitoring Analyst

Job Title: Sr Compliance Monitoring Analyst
Status: Exempt
Reports to: Sr Manager - Compliance Testing and Monitoring
Department: Corporate Compliance
Job Code: 11899
Pay Range: $103,000.00 - $115,000.00 Annually
Location: Hybrid in Sacramento CA

WHO WE ARE:
Golden 1 Credit Union is among the top credit unions in the country. As a member-owned, not-for-profit cooperative, Golden 1 is guided by the credit union philosophy of “people helping people.” We are committed to empowering our members and uplifting our communities as we create a more equitable and financially inclusive California. We welcome all who embrace our Core Values.

WHO YOU ARE:
You are a highly analytical and detail-oriented compliance professional who excels at identifying risk, evaluating control effectiveness, and ensuring adherence to regulatory requirements and internal standards. You leverage strong critical thinking, monitoring, and reporting expertise to provide effective check and challenge, deliver actionable insights, and strengthen the organization's compliance posture. Through collaboration, influence, and sound judgment, you help drive continuous improvement and promote a culture of compliance across the enterprise.

WHAT YOU'LL DO:

• Monitor and oversee the continuous development of the 1LOD Monitoring Program.
• Leads risk-based compliance reviews, focusing compliance risk assessment results, regulatory adherence, internal policy compliance, and operational risk mitigation.
• Develop and implement continuous monitoring Compliance QA tests, analyze results to identify trends/anomalies, provide feedback and suggestions on potential process enhancements to improve business unit compliance.
• Responsible for continuous development, monitoring and reporting of the Credit Union’s Consumer Protection Test Question Library and utilization by responsible Business Units.
• Oversee reported Business Unit first line monitoring of complex, high risk regulations, challenge reported results to ensure regulatory concerns are appropriately identified, tracked, and resolved in accordance with the Business Unit First Line Standardization Guideline.
• Active participation in annual and ongoing risk assessment campaigns including complex risk areas, providing effective check & challenge to 1LOD teams.
• Develop reports for Committees and Senior Management as directed.
• Promote compliance awareness across the organization by establishing and maintaining relationships with key business line analysts and functional stakeholders.
• Independently design and timely prepare various reports such as Key Performance Indicators, time tracking, etc. in accordance with department standards.
• Maintain a thorough understanding of state and federal laws and regulations related to credit union compliance including bank secrecy and anti-money laundering laws appropriate to the position.
• Report findings and issues to senior leadership and assist with corrective actions when required.
• Performs all other related duties as assigned.

QUALIFICIATIONS AND PREFERENCES:

• Bachelor’s Degree or equivalent work experience required
• 7+ years Financial Services experience in consumer protection regulatory compliance, internal audit, external audit, financial services operations, or consumer protection compliance program development/evaluation required

WHY JOIN US:
Golden 1 Credit Union provides its employees a market-competitive and internally equitable total rewards compensation package through a variety of programs. These programs are designed to attract, motivate, and retain employees that drive and support the achievement of Our Mission, Vision, and Strategic Goals. The Credit Union is committed a total rewards philosophy built on; a comprehensive compensation package, well-being and work-life balance, career development and growth, rewards and recognition, and a commitment to Diversity, Equity and Inclusion. We believe in fostering a workplace where every employee is recognized, valued, and motivated to contribute their best.

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DISCLAIMER/INTENT AND FUNCTION OF JOB DESCRIPTIONS:
The above information on this description has been designed to indicate the general nature and level of work performed by team members within this classification. Because the nature of positions and job functions can change over time, this job description is not designed to contain or be interpreted as a comprehensive inventory of all essential functions, duties, responsibilities and qualifications requirements of team members assigned to this job. Job duties may be changed or modified in the Credit Union’s discretion. The Credit Union will keep team members updated on key functions, duties, and requirements of their position by communications from the Credit Union and by updating the job description from time to time. Any team member with questions about the nature of their job duties is encouraged to consult with their supervisor.