Treasury Financial Analyst

Job Opportunity At Westamerica BankWestamerica is among the largest commercial banks headquartered in California. We are looking for outstanding people to join our winning team. We reached our current strength because our employees, customers, and shareholders believe in the same fundamental goals: Delivering a wide variety of financial services with a superior customer service guarantee.In office position, located in Fairfield, CA - No remote capabilityRelocation assistance is not available for this position.The role is responsible for financial monitoring and analysis of the Bank's balance sheet and for producing quarterly interest rate risk metrics and reports that support oversight and monitoring of the investment portfolio.Responsibilities & DutiesPerform quarterly assessments of Interest Rate Risk (IRR) position, including preparation of required data and analysis of results to support ongoing risk monitoringSupport bond investment purchases by conducting pre-purchase due diligence, reviewing supporting materials, and preparing required documentationIndependently monitor bond portfolio for credit and interest rate risk, evaluating issuer performance and identifying risk concernsPrepare and maintain components of annual budget, monthly Net Interest Income (NII) forecasts, and related financial reportsConduct ad-hoc financial analyses and special projects, exercising sound judgement in evaluating data and presenting findingsCompliance Specific: Maintain awareness of federal and state regulations applicable to designated areas of responsibility, stay current with compliance training, adhere to bank's compliance practices, support implementation of necessary changes to policies, procedures, and controls to ensure ongoing adherence.Marginal FunctionsAct as backup to produce various liquidity reporting (LCR, NSFR, cash flow)Ongoing balance sheet monitoring of loan, deposit and cash flowsOther related duties as assignedRequirementsBachelor's degree in Finance, Accounting, Economics, or related field, or equivalent combination of education and related work experience3-5 years of experience in a Treasury or related Finance role, preferably at a bankExperience with treasury management systems and financial softwareStrong analytical and problem-solving skillsProficiency in Microsoft Office (Excel, Word, PowerPoint) products, knowledge of Bloomberg and interest rate risk modeling software a plusUnderstanding of financial regulations and compliance issuesKnowledge of financial markets, instruments and Treasury management practicesExcellent verbal and written communication skillsAbility to work independently as well as part of a teamExcellent multi-tasking and time management skillsStrong attention to detail and accuracyAbility to continuously adhere to multiple compliance regulationsRegular on-site attendance required during regular business hoursPhysical DemandsSitting for extended periods of time while using computerFrequent hand, wrist, and finger movements for tasks such as keyboarding, data entry, and mouse useContinuous close visual work is required for tasks such as data analysis, computer use, and readingFrequent communication in-person and via phone, talking and hearing for such interactionsOccasional movement within the office is necessary to access files or office machineryOccasional lifting, pushing, and pulling (up to 20 lbs)Occasional stooping and reachingOccasional standing and walkingMental DemandsContinuously prioritizing multiple demands and meet deadlines while maintaining high level of complianceContinuously applying analytical skillsAbility to make sound decisions and determine when to report issues to senior managementRemind external customers of approaching deadlines and requirementsEnvironmental DemandsWork in a climate-controlled building without exposure to extreme temperatures.Office environment typically has a moderate noise level.Work area has standard office ventilation and air quality, with no exposure to fumes, dust, or other potentially harmful atmospheric conditions.Equipment Used To Perform FunctionsComputerPhoneCommon Office EquipmentSupervisory ResponsibilityNoneContactsInternal: Staff within the Treasury, Finance, Operations, Compliance and Internal Audit areasExternal: Bank regulators, external financial auditors, interest rate risk software vendor and investment bankers/brokersEOE