Loan Originator

Job Description

Job Description

Description:

We are seeking a motivated and detail-oriented Loan Originator to join our dynamic team. In this role, you will be responsible for interviewing applicants, collecting and analyzing financial, credit and related data and guiding borrowers through the loan application process, ensuring they receive the best financing options tailored to fit their needs. You will also be expected to develop and maintain a referral network of real estate agents, brokers, builders, and other sources as well as participate in the Bank's business development activities and promote the Bank's favorable image, be active within the communities we serve and participate in various organizations such as Chambers of Commerce, Rotary Clubs, and the like.

Requirements:

Education and Experience Requirements:

• AAS Business Administration, Finance or Equivalent
• Minimum of 5 years previous experience in the Banking Industry
• Minimum 2-3 years previous experience in loan origination including sales, loan processing, underwriting, and closing

Qualifications:

The ideal candidate will possess the following qualifications:

• Solid knowledge of loan products as well as FHLMC, FNMA, FHA, VA and SONYMA guidelines
• Desire to be successful with a willingness to learn and a proactive disposition
• Ability to work in a team setting
• Knowledge of the market and the ability to identify and engage with potential sales opportunities
• The ability to develop, retain and expand relationships with Centers of Influence
• Ability to acquire new business by prospecting in assigned territory
• Ability to work self-directed

Base Salary: $40,000 plus Commissions

Equal Opportunity Employer

Job Type: Full-time

Location: On the road in Ulster County, NY

Benefits:

• 401(k)
• 401(k) matching
• Dental insurance
• Flexible spending account
• Health insurance
• Life insurance
• Paid time off
• Tuition reimbursement
• Vision insurance

Compensation Package:

• Commission pay

About Sawyer Savings Bank

For more than 150 years, Sawyer Savings Bank has been a trusted financial partner to individuals, families, and businesses throughout the Hudson Valley. Built on a foundation of stability, accountability, and community, we remain committed to delivering personalized, relationship-focused banking and exceptional customer service. As we approach our 155th anniversary in 2026, our mission remains the same: earning trust through dependable service, understanding our customers’ needs, and helping our communities thrive.

If you are looking to build a meaningful career with an organization that values integrity, teamwork, and community impact, we encourage you to apply. Join a team where relationships matter, contributions are valued, and your work helps make a difference every day.