Senior Loan Specialist

Job Description

Job Description

M/I Homes has been building new homes of outstanding quality and superior design for 50 years. Founded in 1976 by Irving and Melvin Schottenstein and guided by Irving’s drive to always “treat the customer right,” we have fulfilled the dreams of over 170,000 homeowners and grown to become one of the nation’s leading homebuilders. M/I Homes started as a family business and grew into a national leader in a single generation with divisions in 17 markets, including Austin, Charlotte, Chicago, Cincinnati, Columbus, Dallas, Detroit, Houston, Indianapolis, Minneapolis, Nashville, Orlando, Raleigh, San Antonio, Sarasota, and Tampa.

Job Summary: Processes applicable documentation for FHA, VA and Conventional mortgage loan applications and prepares required packages for loan approval. May supervise and lead the work of other loan specialists.

Duties and Responsibilities:

• If applicable, interviews loan applicant(s) to gather specific information relative to credit, employment, and financial history.
• Gathers, analyzes, and processes necessary documentation from applicant(s), credit bureaus, employers, and various creditors to verify financial information and credit standings.
• Reviews, organizes, and collates application and loan information to ensure timeliness and accuracy in providing a useable credit file to be submitted to underwriting for approval.
• Communicates with applicant(s), underwriters and/or creditors to resolve problems or questions regarding application information.
• Interfaces with team members to assist the Branch Manager and Loan Officers to process loan.
• May supervise and lead the work of others.

Requirements

Minimum Education Experience: Associate’s Degree in finance or mortgage lending with at least 2 to 4 years of experience in a mortgage lending/finance environment. Some supervisory experience preferred.

Skills and Abilities:

• Must have recent purchasing processing experience.
• Customer-service oriented with good verbal and written communication skills for interaction with a variety of people inside and outside of the organization.
• Ability to elicit, interpret, analyze, and evaluate given information relative to underwriting guidelines and lender requirements.
• Excellent organization skills and detail-oriented aptitude.
• Ability to perform in a fast-paced environment where accuracy and timeliness are of the essence.
• Excellent mathematical skills and calculator abilities.
• Must be able to lead the work of others.

Work Conditions:

Some weekend work may be required.

Benefits

M/I Homes offers a comprehensive benefits package, including medical, dental, vision, paid time off and paid holidays, paid parental leave, traditional and Roth 401(k) options, a profit sharing plan, an employee home purchase plan and more.

We are proud to be an EEO/AA employer M/F/D/V. We maintain a drug-free workplace and perform pre-employment substance abuse testing.

M/I Financial, LLC 4131 Worth Ave, Suite 460, Columbus, OH 43219. Company NMLS# 50684. For information on MIF licensing, please visit

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