Portfolio Associate

Portfolio AssociateThe Portfolio Associate supports Credit and Portfolio Management within the Fund Finance portfolio, managing a portfolio of subscription credit facilities and related lending products using a risk-based approach. This role is responsible for ongoing portfolio monitoring, transaction execution support, and financial analysis, while ensuring adherence to lending policies, documentation standards, and regulatory requirements.Responsibilities:Review and validate Post Funding Covenant (PFC) audits, borrowing base certificates and loan/line advances. Escalating any complex issues or exceptions to managementConduct comprehensive loan reviews, collection of financial statements, financial statement spreading and the financial analysis of borrowersRoutine monitoring of commercial credits by way of covenant tracking, servicing borrower inquires, and facilitating the gathering of essential portfolio data is essentialPerform reporting and analysis on lending portfolio including monthly and quarterly data reportsMaintain electronic loan files and prepares reporting on trends, ratios, and cash flow analysisConsult with customers to verify financial and credit transactions; respond to customer inquiries and resolves customer complaintsLead, develop and train Portfolio Analysts and AssociatesQualifications:Bachelor's degree in Finance, Accounting, Economics, or a related field2+ years of experience in portfolio management, credit underwriting, or structuring within commercial lending, preferably with exposure to fund finance or specialty financeStrong understanding of lending structures, financial analysis, and credit risk principlesExperience with borrowing bases, covenants, and loan documentationAdvanced analytical, problem-solving, and organizational skillsAbility to operate independently and manage deadlines in a high-volume environmentAxos Employee Benefits May Include:Medical, Dental, Vision, and Life InsurancePaid Sick Leave, 3 weeks' Vacation, and Holidays (about 11 a year)HSA or FSA account and other voluntary benefits401(k) Retirement Saving Plan with Employer Match Program and 529 Savings PlanEmployee Mortgage Loan Program and free access to an Axos Bank Account with Self-Directed Trading