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Mortgage Underwriter

$75k - $110k

Royal Business Bank

Job Title

Location: Los Angeles, CA

Job Responsibilities

Perform a variety of mortgage loan documentation duties and ensure all tax, title, insurance and closing documentation are in place; Review appraisal to ensure accuracy and thoroughness to warrant the loan; Specify closing conditions; Review and ensure applicant's income, financial statements, credit history, debt ratios and savings; Approve applications for closing and funding and ensure all applicable regulations are met; Collaborate with team members to identify potential solutions/exceptions for denied loan files; Provide superior customer service while maintaining knowledge of available loan products; Perform other duties as assigned.

Qualifications

Education: High School Diploma or equivalent.

Experience: Minimum 2-4 years of mortgage banking experience specific in underwriting. Technical history with FHLMC, FNMA, FHA, VA or equivalent mortgage products.

Skills and Abilities

Strong analytical and auditing skills along with a firm grasp on math. Good decision-making skills backed by relevant details and research. Knowledge pertaining to mortgage regulations. Excellent computer skills; customer service and communication skills. Ability to handle delicate situations with diplomacy and tact.

Salary

$ 75,000/yr – $ 110,000/yr

Vacancy posted 1 day ago
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