CHIEF Credit Officer

Chief Credit Officer #00046Title: Chief Credit Officer #00046State Role Title: Financial Services Manager IIHiring Range: $125,000 – $150,000 plus Full State BenefitsPay Band: 6Agency: Small Bus and Supp DiversityLocation: DEPT OF SMALL BUS/SUPPLIER DIVAgency Website: Type: General Public - GJob DutiesThe Virginia Small Business Financing Authority (VSBFA), a division of SBSD, is seeking a seasoned executive for the role of Chief Credit Officer (CCO). The CCO shall report to the Executive Director. Responsibilities: The CCO will provide strategic direction, credit information, and develop loan policies and procedures to ensure the overall quality of the Authority's lending portfolio. Develop and maintain strong relationships with Regional Lending Managers (RLMs), customers and Board of Directors. Maintain a sound credit culture built upon assisting financial institutions with credit enhancement and direct lending toward promoting opportunity and economic growth for underserved small businesses by providing access to capital. This position requires a Statement of Economic Interest upon entry into the position and then annually as required by the Code of Virginia.Minimum Qualifications• Extensive work experience and employment in a financial institution with extensive experience approving and underwriting small business and/or middle market commercial loans, analyzing credit risk, structuring loans, formulating recommendations and presenting loans to senior management for approval. Experience in managing non-performing loans and negotiating and resolving problems. • Ability to analyze financial statements, perform credit analysis and process loan applications. • Considerable knowledge of public and private sector financing programs, credit underwriting and loan administration systems and procedures • Working knowledge of personal computers, word processing, excel and financial spreadsheet software. • Have strong organizational skills; ability to manage multiple projects; and effectively communicate verbally and in writing.Additional Considerations• Significant experience in banking, finance, economics, business administration or accounting. • Verbal and written bilingual communication skills preferred but not required.Special InstructionsYou will be provided a confirmation of receipt when your application and/or résumé is submitted successfully. Please refer to "Your Application" in your account to check the status of your application for this position.To be considered for this position you must complete a state application through the on-line employment system at This position is currently open until filled. This position opened on Tuesday, June 23, 2026, and will remain open for a minimum of five consecutive business days. State employees who have been affected by Policy 1.3 Layoff and possess a valid Interagency Placement Screening Form (Yellow Card) or a Preferential Hiring Form (Blue Card) must submit the card BEFORE the closing of this position. The card may be scanned and attached to the application or faxed to View phone number on click.appcast.io. Please include your name and the position number of the fax cover sheet. All applicants are subject to a background investigation. The investigation may include: fingerprint checks (State Police, FBI); local agency checks; employment verification; verification of education (relevant to employment); credit checks; and other checks requested by the hiring authority. Reasonable accommodations are available to individuals with disabilities during the application and/or interview processes per the Americans with Disabilities Act. Please call View phone number on click.appcast.io for assistance. AMERICORPS, PEACE CORPS, AND OTHER NATIONAL SERVICE ALUMNI ARE ENCOURAGED TO APPLY. Equal Opportunity EmployerContact InformationName: Kimberly CrutchfieldPhone: 804-292-6542Email: View email address on click.appcast.io support of the Commonwealth's commitment to inclusion, we are encouraging individuals with disabilities to apply through the Commonwealth Alternative Hiring Process. To be considered for this opportunity, applicants will need to provide their AHP Letter (formerly COD) provided by the Department for Aging & Rehabilitative Services (DARS), or the Department for the Blind & Vision Impaired (DBVI). Service-Connected Veterans are encouraged to answer Veteran status questions and submit their disability documentation, if applicable, to DARS/DBVI to get their AHP Letter. Requesting an AHP Letter can be found at AHP Letter or by calling DARS at View phone number on click.appcast.io.Note: Applicants who received a Certificate of Disability from DARS or DBVI dated between April 1, 2022- February 29, 2024, can still use that COD as applicable documentation for the Alternative Hiring Process.Each agency within the Commonwealth of Virginia is dedicated to recruiting, supporting, and maintaining a competent and diverse work force. Equal Opportunity Employer