Principal Software Engineer, Loans Platform

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Who we are:

Shape a brighter financial future with us.

Together with our members, we're changing the way people think about and interact with personal finance.

We're a next-generation financial services company and national bank using innovative, mobile-first technology to help our millions of members reach their goals. The industry is going through an unprecedented transformation, and we're at the forefront. We're proud to come to work every day knowing that what we do has a direct impact on people's lives, with our core values guiding us every step of the way. Join us to invest in yourself, your career, and the financial world.

The Role

Join us in revolutionizing the lending landscape. SoFi is seeking enthusiastic Principal Software Engineers who are ready to lead the technical and strategic evolution of our financial services platform in support of our goals that put our members in control of their financial destiny. Key qualifications of this role include:

• Leading the development and execution of strategic org-wide or company-wide initiatives across multiple product or platform domains.
• Identifying and resolving systemic business, technical, or organizational problems that span multiple organizations across the company.
• Recognition as a subject matter across multiple product or platform domains with the ability to identify and lead the resolution of systemic issues.
• Ability to define the long-term architectural direction across all areas of the platform or across multiple products, aligning stakeholder teams around a shared vision and business goals.
• Ability to drive alignment across divisions to resolve technical and organizational conflicts in order to deliver on SoFi's business and strategic goals.
• Raises the engineering maturity of the organization by identifying and leading key improvements in the organization's culture and processes that support engineering excellence
• Ability to identify and lead key improvements in systems supporting engineer productivity and velocity.
• Ability to collaborate with partners to create and align technology and company strategy, resulting in plans that address the short and long-term goals of the business.
• Mentors engineers across the organization, is a key contributor in recruiting processes, and helps shape hiring standards.

What You'll Do

As a widely recognized technical leader across SoFi groups, you will partner across technology and business teams to define and execute the technical vision and strategy for the platform. Your responsibilities include defining and building consensus around evolutionary roadmaps across the platform, strong individual contributions in coordinating and implementing those plans in stages that deliver distinct customer value, and leading improvements to the engineering efficiency and culture of engineering excellence across the team. Success in the role will require building and maintaining effective partnerships with Product, Marketing, Operations, Business, Legal, and Compliance teams. You will be a key leader in those partnerships, responsible for driving alignment and delivering technical solutions that provide outstanding value to our members.

What You'll Need

• Bachelor's or Master's degree in Computer Science, or Software Engineering
• 10+ years as a professional, full-time Software Engineer, or similar relevant work experience.
• 7+ years in a technical leadership role.
• Proven track record of defining and leading cross-team initiatives in support of key business and strategic goals.
• Proven track record of leading initiatives to increase engineering productivity and improve engineering excellence.
• Exemplary communication and documentation skills.
• Proficient coding in Java, Kotlin, or other similar object-oriented programming language.
• Experience with public cloud compute, storage, and infrastructure.
• Experience with Kafka, Docker, Kubernetes, and Spring Boot or similar frameworks.
• Deep understanding of relational and document database fundamentals.
• Deep understanding of microservices design principles and architecture.
• Deep understanding of scaling highly-available, mission-critical systems.
• Expert proficiency working with GIT and related CI/CD systems.
• Experience leading and improving Agile methodologies.

Nice To Have

• Experience with AWS technologies - DynamoDB, RDS, Lambda, Kinesis, SQS, S3, and Athena.
• Full-stack engineering experience, or willingness to expand your influence across our entire platform.

We're driven to push boundaries and deliver exceptional products to help our members achieve financial stability. If you have the passion and a commitment to customer success, we want to hear from you.

Compensation and Benefits

The base pay range for this role is listed below. Final base pay offer will be determined based on individual factors such as the candidate's experience, skills, and location.


To view all of our comprehensive and competitive benefits, visit our Benefits at SoFi page!
SoFi provides equal employment opportunities (EEO) to all employees and applicants for employment without regard to race, color, religion (including religious dress and grooming practices), sex (including pregnancy, childbirth and related medical conditions, breastfeeding, and conditions related to breastfeeding), gender, gender identity, gender expression, national origin, ancestry, age (40 or over), physical or medical disability, medical condition, marital status, registered domestic partner status, sexual orientation, genetic information, military and/or veteran status, or any other basis prohibited by applicable state or federal law.
The Company hires the best qualified candidate for the job, without regard to protected characteristics.
Pursuant to the San Francisco Fair Chance Ordinance, we will consider for employment qualified applicants with arrest and conviction records.
New York applicants: Notice of Employee Rights
SoFi is committed to an inclusive culture. As part of this commitment, SoFi offers reasonable accommodations to candidates with physical or mental disabilities. If you need accommodations to participate in the job application or interview process, please let your recruiter know or email View email address on click.appcast.io.
Due to insurance coverage issues, we are unable to accommodate remote work from Hawaii or Alaska at this time.

Internal Employees

If you are a current employee, do not apply here - please navigate to our Internal Job Board in Greenhouse to apply to our open roles.