Financial Analyst III # 26-25229

Job Description

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Contract duration: 9 months, Extension

Role Overview

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• The Financial Analyst III is a senior contributor within Group Reinsurance Administration team, supporting Stop‑Loss Captive reinsurance programs. This role splits responsibilities between:Monthly captive reporting (accruals, submissions, and source file preparation).
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• Process improvement and workflow optimization for the Excess Reinsurance team, including automation and AI‑enabled enhancements.
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• The analyst ensures accurate, timely reporting in accordance with governing treaties and collaborates with internal partners (Reinsurance Accounting, Finance, Actuarial, EBG, Stop‑Loss) and external stakeholders (reinsurers, captive managers).
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Key Responsibilities
Monthly Captive Reporting (First 10 Business Days)\n

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• Prepare monthly stop‑loss captive reporting, including internal accruals and external submissions.
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• Manage assigned source files (primarily the captive policy list) during the first five business days of each month.
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• Apply treaty rules and business logic to validate and reconcile data.
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• Produce submission reporting by treaty year once financial close is complete.
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• Follow established checklists and documentation to ensure accuracy and compliance.
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Process Improvement & Excess Reinsurance Support (Second Half of Month)\n

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• Partner with the Excess Reinsurance manager to evaluate highly manual workflows and identify opportunities for automation, streamlining, or offloading to India Operations.
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• Review and improve existing documentation (currently 80+ pages) to ensure clarity, accuracy, and usability.
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• Use AI tools (Copilot, Claude) to brainstorm, prototype, and test workflow improvements.
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• Support Data Iku migration efforts as the team transitions away from Access databases.
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• Recommend and help implement redesigned workflows that reduce manual effort and improve turnaround times.
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\nSenior analyst within group reinsurance administration/operations who supports Stop Loss Captive reinsurance. Incumbent will split time between reporting responsibilities of the captive programs and process improvement efforts, utilizing best practices to ensure timely and accurate reporting of values in accordance with the governing treaties. The position will support internal customers (e.g., Group Reinsurance Accounting, Finance, Actuarial, etc.) as well as external partners, primarily the reinsurers and their representatives. Additional interactions with the EBG and Stop Loss business areas will occur as needed to support the business.\n
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Critical must-have skills \n

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• 5-8 years of insurance experience in a finance/actuarial/accounting/operations role, Reinsurance Operations/Administration role experience.
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• Advanced Excel proficiency, including complex formulas, large datasets, multi‑tab workbooks, and strong troubleshooting skills.
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• Solid understanding of reinsurance concepts, including group ceded reinsurance structures such as coinsurance and YRT.
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• Ability to interpret reinsurance treaties and clearly understand the obligations and requirements of both the ceding company and reinsurers.
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• Demonstrated ability to work effectively with large datasets, including leveraging automation or AI tools to improve efficiency.
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• Comfort using AI tools (Copilot, Claude) to streamline processes, build prompts, and support workflow redesign.
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Required Soft Skills:
Highly organized with exceptional attention to detail and a strong focus on accuracy, with the ability to see the big picture.\n

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• Strong analytical mindset with ability to see both the big picture and underlying drivers.
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• Confident, inquisitive, and comfortable asking questions and offering process feedback.
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Must be able to work independently with minimal direction.
Strong written communication skills required.  Ability to communicate in a clear and concise manner with foreign reinsurers, captive managers and management. Partnerships with Stop Loss Captive programs are high profile relationships within client\n

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• Team‑oriented, patient, and collaborative — fits well within a supportive, high‑performing group.
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  Nice-to-have Skills:

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• Experience with Employee Benefits Group products (Life, Disability, Health, Stop‑Loss).
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• Familiarity with Data Iku, SQL, Python, or R.
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• Background in medical stop‑loss, group benefits, supplemental health, or ceded reinsurance.
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• Actuarial student background or actuarial‑style analytical mindset.
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  Education:

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• Bachelor’s Degree in Finance, Business, Actuarial Science or Mathematics
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  Two interviews total:

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• One in‑person
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• One virtual
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About US Tech Solutions:
US Tech Solutions is a global staff augmentation firm providing a wide range of talent on-demand and total workforce solutions. To know more about US Tech Solutions, please visit .

\n US Tech Solutions is an Equal Opportunity Employer. All qualified applicants will receive consideration for employment without regard to race, colour, religion, sex, sexual orientation, gender identity, national origin, disability, or status as a protected veteran.

AI Statement: By applying, you acknowledge that AI-assisted tools may be used during hiring.

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