Territorial Underwriting Manager - Contract Surety (Remote/Hybrid)

Job Description

Company: United Casualty & Surety Insurance Company (UCS) (a subsidiary of General Indemnity Group) Location: Preferred locations: Southeast, Texas, or West Coast.

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Specific city preferences : Alpharetta, GA; Irving, TX; Seattle, WA; Irvine, CA; Phoenix, AZ

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Secondary locations considered : Boston, MA; Chicago, IL

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Work Style: Hybrid strongly preferred

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Department: Underwriting

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Reports To: President, UCS

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Salary: $150,000-$205,000

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About United Casualty & Surety

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United Casualty & Surety Insurance Company (UCS) is a 50-state licensed, AM Best "A- Excellent" rated surety-only insurance company. As part of General Indemnity Group, UCS is a dynamic, growth-oriented surety provider with a singular focus on delivering tailored surety solutions to contractors and businesses. Our culture emphasizes innovation, responsiveness, and long-term partnerships, backed by financial strength and deep industry expertise.

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Position Summary

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United Casualty & Surety is seeking a highly motivated and experienced Territorial Underwriting Manager – Contract Surety to oversee the strategic development and profitable growth of contract surety business within a defined geographic territory. This role combines direct underwriting authority with market-facing responsibilities and is critical to expanding UCS’s footprint in the construction surety marketplace.

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As a senior underwriter and territory manager, you will be responsible not only for managing underwriting quality and agency relationships but also for delivering measurable production results . This includes identifying, soliciting, and developing new agency relationships, as well as cultivating existing ones to drive premium growth and enhance profitability. A strong balance of analytical underwriting capability and proactive business development is essential.

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This is a hybrid position (2-3 days in-office) with regular travel within the assigned territory, including agency visits, industry events, and market-facing functions

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Key Responsibilities

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● Drive profitable production results by meeting or exceeding annual premium targets, with accountability for new business development, account retention, and territory profitability.

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● Identify, develop, and manage strategic agency relationships to increase market penetration and expand UCS’s presence in contract surety.

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● Underwrite and service contract surety accounts across a range of sizes and complexities, with a focus on contractor financials, work programs, job performance, and indemnity.

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● Lead marketing and territory development efforts, including prospecting for new agencies, attending industry events, and representing UCS at market functions.

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● Evaluate bond submissions and related documents (contracts, bond forms, indemnity agreements), applying sound judgment and corporate underwriting standards.

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● Perform detailed financial analysis on contractors, including interpretation of CPA-prepared statements, work-in-progress schedules, and cash flow assessments.

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● Collaborate cross-functionally with claims, legal, and finance teams to address complex underwriting scenarios, collateral structures, and special approvals.

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● Provide mentorship and guidance to junior underwriters as needed, contributing to a strong, collaborative underwriting culture.

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● Support national underwriting initiatives by handling out-of-territory submissions or contributing to enterprise-wide projects, as required.

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Qualifications

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Education:

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● Bachelor’s degree in Accounting, Finance, Business Administration, or a related field required.

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● AFSB designation preferred.

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Experience:

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● Minimum 6 years of progressive experience in contract surety underwriting , including proven success managing a territory and achieving production goals.

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● Demonstrated ability to build and leverage agency networks , particularly within the construction sector.

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● Established track record of independently underwriting complex accounts and managing profitability within an assigned book of business.

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Skills & Competencies

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● Strong technical underwriting knowledge specific to contract surety, including indemnity, collateral, and legal structures.

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● Effective communicator with the ability to clearly explain underwriting rationale and negotiate terms with agency partners.

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● Entrepreneurial mindset with a results-driven approach to growing business and achieving performance targets.

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● Highly organized and capable of managing competing priorities and deadlines across a broad geographic area.

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● Proficient in Microsoft Office and Google Workspace; Salesforce or similar CRM platform experience is a plus.

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● Ability to travel regularly throughout the territory, including overnight trips as needed.

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Performance Expectations

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This role carries specific production and premium growth expectations , with measurable goals that ramp up over the first 2–3 years. Success will be evaluated based on a combination of premium written, account retention, agency development, and underwriting profitability.

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Additional Information

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This job description reflects the general responsibilities of the position and is not intended to be an exhaustive list of all duties. Responsibilities may evolve based on business needs.

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