Senior Underwriter, Small Commercial

Job Description

Job Description

Who are we?

A strategic and trusted insurance partner, Berkshire Hathaway Specialty Insurance (BHSI), provides a broad range of commercial property, casualty and specialty insurance coverages and outstanding service to customers and brokers around the world. Part of Berkshire Hathaway’s insurance operations, we bring our solutions to market with our stellar brand name, top-rated balance sheet, and the expertise of our global team of professionals, who exude excellent capabilities and strong character. 

We are a values-based organization where respect, integrity, excellence, collaboration, and passion define who we are and how we do business. We value diversity of backgrounds, experience, and perspectives and strive to foster an inclusive environment that enables all our team members to bring their best selves to work. We are one team committed to building a culture where every teammate has the opportunity to contribute and be recognized. Want to be part of the team building the finest property, casualty and specialty lines insurance company in the world?

Learn more about our unique culture and history.

Opportunity:

BHSI has an exciting opportunity for a Senior Underwriter to join our Excess & Surplus Lines Small Commercial team. Based in Atlanta or Boston, this new role will underwrite General Liability and Property business and contribute to the profitable growth of the new E&S Small Commercial product.

You will evaluate, select, and price small commercial accounts while building productive relationships with distribution partners and intermediaries. You will also work with management to help build the small commercial platform, product offering, underwriting appetite, guidelines, and policy forms.

This opportunity is well suited to an underwriter who applies sound technical judgment, works effectively in a fast-paced and collaborative environment, and is motivated by the opportunity to help shape a growing business.

Key Responsibilities

• Contribute to the build-out and profitable growth of the E&S Small Commercial book by applying disciplined underwriting practices to General Liability and Property business.
• Evaluate, select, structure, and price small commercial accounts to support appropriate risk selection and sustainable portfolio performance.
• Build and maintain productive relationships with distribution partners and intermediaries to generate aligned opportunities and provide responsive service.
• Partner with management to develop the small commercial platform and product offering, including underwriting appetite, guidelines, and policy forms.
• Analyze account information and organize underwriting priorities to make timely, well-supported decisions in a fast-paced environment.
• Represent BHSI with integrity in the marketplace and collaborate across the team to deliver customer-focused solutions.

Key Skills

• Small commercial underwriting judgment: Apply Property and Casualty underwriting expertise to assess risk, determine terms and pricing, and make sound account decisions.
• Risk analysis and account selection: Evaluate account information, distinguish relevant risk characteristics, and select business consistent with underwriting objectives.
• Product and policy knowledge: Interpret policy forms and apply underwriting appetite and guidelines consistently while contributing practical input to product development.
• Broker relationship management: Communicate clearly and build productive relationships with distribution partners and intermediaries.
• Organization and collaboration :  Manage competing priorities and work effectively with management and teammates to advance the platform and product offering.

Qualifications

• Typically, 5 or more years of relevant Small Commercial underwriting experience, or equivalent demonstrated experience applying the required capabilities.
• Demonstrated Small Commercial insurance experience with an insurance carrier, brokerage firm, or comparable commercial insurance environment.
• Technical underwriting capability across Property and Casualty, including risk evaluation, account selection, pricing, and coverage analysis.
• Experience interpreting policy forms and applying underwriting appetite, guidelines, or comparable underwriting controls.
• Ability to analyze information, organize competing priorities, and communicate underwriting decisions clearly in writing and verbally.
• Experience building effective relationships with distribution partners, intermediaries, management, and teammates.
• Ability to work from the Atlanta or Boston office.

BHSI Offers

• A competitive package and exciting growth opportunities for career-oriented teammates.
• A dynamic, action-oriented, and thoughtful environment centered on always doing the right thing for our customers, teammates, and other stakeholders.
• A purposely non-bureaucratic organization that embraces simplicity over complexity and emphasizes individual excellence in a team framework.
• Benefits that support your life and well-being, which include:
  • Comprehensive Health, Dental and Vision benefits
  • Disability Insurance, both short-term and long-term
  • Life Insurance for you and your family
  • Accidental Death & Dismemberment Insurance for you and your family
  • Flexible Spending Accounts
  • Health Reimbursement Account
  • Employee Assistance Program
  • Retirement Savings 401(k) Plan with Company Match
  • Generous holiday and Paid Time Off
  • Tuition Reimbursement
  • Paid Parental Leave

The base salary range for this position is $100,000 to $135,000, along with annual bonus eligibility. Total compensation for a candidate is determined by their relevant skills, location, and experience. We value our teammates – both their capabilities and character – as demonstrated by our amazing culture.

NOTE:  Compensation will be commensurate with experience. This job description is not intended to be all-inclusive. Team Member may perform other related duties as negotiated to meet the ongoing needs of the organization.