Commercial Underwriter
First Convenience Bank
- Bachelor's Degree in Accounting, Finance, Business Management or related field
- 5-7 years experience in lending or credit preferred
- At least 18 years of age
- Ability to organize and prioritize
- Detail oriented and ability to multi-task
- Proficient in Microsoft Office
- Must be a self-starter and able to meet all deadlines
- Must communicate effectively, both verbal and written
- Must successfully pass background investigation according to company policy
- Must be able to get along with co-workers and work effectively in a team environment
- Strong analytical skills and exercises good judgement to make sound decisions
- Possesses clear understanding and complies with all bank procedures, laws and regulations
- Thorough knowledge of banking and lending strategies
- Analyze the financial data presented, including the level and trend of pertinent ratios, including global debt service capacity
- Identify exceptions to lending policies and underwriting guidelines.
- Ensure compliance with all applicable laws and regulations
- Research borrower industry and market conditions
- Identify borrowing causes, sources of repayment, risks to repayment, and suggest enhancements to mitigate credit risk
- Prepare written assessment documenting the strengths and weaknesses commercial credit requests
- Ensure that accurate and complex loan packages are delivered to approving authorities
- Assist in training of analysts
- Assist lenders with sales activities and customer contacts
- Assist with special projects and performs other duties as assigned
- Must be able to remain in a sitting stationary position for extended periods of time
- Constantly operate a computer and other office machinery
- Ability to lift up to 25 pounds
Vacancy posted 4 days ago
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