Sr. Associate, Fraud Transformation & Platform Enablement

Sr. Associate, Fraud Transformation & Platform Enablement Country: United States of America Responsibilities Lead all fraud related projects ensuring clear business and technical requirements are documented. Develop and manage comprehensive end-to-end testing plans. Coordinate implementation of control enhancements and direct the business unit through full implementation. Execute the Fraud BoW and Agile project implementation across SBNA, OpenBank Digital Transformation, system and fraud tool/process integration and expanding FLOD Fraud Operations responsibilities spanning SC and BSNY. Strategic planning, requirement definition, user testing, direct engagement in project governance, change management, project reporting and post-implementation monitoring. Perform fraud systems and control analysis to support bank consolidation activities. Assess current state, analyze and compare fraud control environments, assess vendors, and recommend future state roadmap for maximum fraud control effectiveness. Lead fraud risk due diligence and risk assessment activities during bank mergers and acquisitions. Conduct comparative analysis of legacy fraud platforms and vendor provided tools and services, rules engines, case management tools and industry best practices. Benchmark control environments to determine optimal fraud prevention strategy. Qualifications Bachelor’s Degree in a related field or equivalent through experience. 9+ years risk management/controls experience. Strong risk management principles, methodologies and tools, governance principles and activity preferably in a financial services technology environment. Knowledge of workflow/processes and risks/controls including origination, underwriting, servicing, collections/workout. Digital and/or retail bank fraud business and operations subject matter expertise with focus on project delivery spanning Agile and Waterfall SDLCs. Experience with operational processes and fraud technology maintenance activities. Background in authentication, identity verification, payments fraud controls review and assessment, and establishing effective control environment. Agile certifications and experience working within an agile framework at a retail bank or digital institution. Experience in Agile development squads representing Fraud and Digital Product Management business line ensuring clear business requirements and technical designs documented, comprehensive end-to-end testing plans developed and implementation fully coordinated. Participation in bank acquisition systems change management projects, ensuring partnership with Technology & Operations and Lines of Business. Assists with key fraud requirements that will mitigate fraud loss and achieve efficiency and performance targets for bank consolidation activities. Strong organizational and communication skills with ability to manage multiple concurrent initiatives. Work Authorization Applicants must be legally authorized to work in the United States on a full-time basis without requiring employer sponsorship. Base Pay Range Minimum: $80,625.00 USD; Maximum: $140,000.00 USD. EEO Statement At Santander, we value and respect differences in our workforce. We actively encourage everyone to apply. Santander is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, genetics, disability, age, veteran status or any other characteristic protected by law. Working Conditions Frequent minimal physical effort such as sitting, standing and walking is required. Depending on location, occasional moving and lifting light equipment and/or furniture may be required. Employer Rights This job description does not list all of the job duties of the job. You may be asked by your supervisors or managers to perform other duties. You may be evaluated in part based on your performance of the tasks listed in this job description. The employer has the right to revise this job description at any time. This job description is not a contract for employment and either you or the employer may terminate your employment at any time for any reason. #J-18808-Ljbffr Banco Santander SA