Sr. Commercial Credit Analyst

Sr. Commercial Credit Analyst (260000HS) Hyundai Capital America (HCA) helps people move forward. Through Hyundai Motor Finance, Genesis Finance, and Kia Finance, we deliver innovative financing, leasing, and insurance solutions to more than 3 million customers and businesses nationwide. We’re a company driven by growth, innovation, and people. At HCA, you’ll find opportunities to build new skills, expand your career, and make a real impact—while working in a diverse, inclusive, and values‑driven environment. We’re proud to support our communities through volunteerism, philanthropy, and engaged Employee Resource Groups. What you will do During your time as a Senior Commercial Credit Analyst, you will operate as a self‑contained credit unit within the Commercial Credit & Operations Department, performing and coordinating comprehensive credit, collateral and economic reviews of all financing proposals. Review incoming requests for completeness and interface with Sales for any deficiencies; interface with Sales/Dealer regarding financial statement questions; ensure statements and adjustments are accurately reported in Crowe Navigator; complete a quality underwriting package within the established time frame. Provide Legal with accurate information for document preparation; review terms sheets and loan documents for accuracy and proper execution; oversee the funding process of new flooring lines and/or loans; ensure new lines/loans are accurately established in all required systems. Assist the Commercial Portfolio Team as needed/directed with annual reviews, monthly dealer reviews, financial statement entry, audit issues, and/or insurance follow‑up. Contribute to Commercial Credit initiatives and process improvements. What you will bring to the role Minimum 4–6 years of automotive finance credit analysis experience. Knowledge of financial statements preferred. Bachelor’s degree in Business or a related field. Development of credit and financial skills in an analytically challenging environment. Solid time management, prioritization skills, and high attention to detail. Proficiency in Microsoft Office Suite including Word, Excel and Outlook. Strong written and verbal communication skills. High level of subject matter expertise in all areas supported. We take care of our people Our benefits package is designed to support your health, financial wellbeing, and life outside of work, so you can bring your best every day. Vehicle benefits designed around your role, including monthly allowances and purchase and lease discounts. Flexible health coverage with medical, dental, and vision plans, including no‑cost and low‑cost options. Annual employer HSA contribution to help offset healthcare expenses. 401(k) with company match and immediate vesting. 100% company‑paid life and disability insurance. Wellbeing programs at no cost to you, including gym benefits and health resources. Generous parental leave. Paid Volunteer Time Off, plus a company donation to a charity of your choice. Our Company is an equal opportunity employer committed to fostering a diverse, inclusive, and respectful workplace. We comply with all applicable federal, state, and local equal employment opportunity laws and do not discriminate on the basis of race, religion or creed, color, national origin, ancestry, caste, citizenship, sex or gender (including pregnancy, childbirth, or related medical conditions), sexual orientation, gender identity or expression, age, disability, medical condition, genetic information, marital status, family care or medical leave status, military or veteran status, political affiliation, or any other characteristic protected by law. Information provided during the application process is requested in good faith and will be used solely in accordance with applicable employment laws. #J-18808-Ljbffr HYUNDAI Translead, Inc