Mortgage Loan Originator

Job Description

Job Description

CLASSIFICATION:  Non-exempt

REPORTS TO:  Mortgage Sales Manager

JOB DESCRIPTION

Summary/Objective

Responsible for developing new mortgage business, maintaining a current knowledge of applicable laws and regulations, and providing the documentation required within the operations of the department.

Essential Functions

Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

• Sales and Business Development: Develop and nurture relationships with clients, realtors, attorneys, financial contacts and community civic organizations and other center’s of influence to promote goodwill and generate new business. Takes a collaborative approach in actively developing business in the community through cross functional calling efforts and sales strategy.
• Meet with prospective clients, take mortgage applications and develop a plan based on the needs of the client.
• Identifies marketing opportunities to promote the bank’s products and services geared towards consumer and realtor education. This includes such things as but is not limited to home loan counseling, real estate agents seminars and sales meetings and events.
• Prepare and submit mortgage applications and all required documents to the mortgage loan operations system and/or mortgage operations staff to support the gathering of any additional information while keeping all necessary parties informed. 

Other Duties

• Other duties as assigned.

Skills/Abilities

• Exemplify our customer service philosophy by providing exceptional service to customers (internal and external) and to third party vendors. 
• Ability to juggle multiple priorities with clear direction from supervisor.
• Attention to detail, problem solving and the ability to be proactive.
• Skilled in engaging vendor relationships.
• Thorough knowledge of current mortgage lending regulations
• Strong computer knowledge and Windows skills required.
• Involvement in community groups/events and strong networking skills.
• Excellent interpersonal, communication, leadership, sales, communication and organizational skills.

Supervisory Responsibility

This position does not have supervisory responsibilities.

Work Environment

This job operates in an office setting, the opportunity to telework is not available. This role routinely uses standard office equipment such as computers, phones, photocopiers, filing cabinets and fax machines. Office environment with job duties conducted via telephone, face to face meetings, and on the computer.

Physical Demands

This position requires manual dexterity, the ability to lift files and open cabinets. This position requires bending, stooping or standing as necessary.

Travel

Ability to reach assigned locations within the bank’s footprint as well as meeting clients.

Education and Experience

• NMLS Certification 
• At least one year of experience in mortgage originations
• High School Diploma or equivalent

Equal Employment Opportunity/M/F/disability/protected veteran status

Please note this job description is not designed to cover or contain a comprehensive listing of activities, duties or responsibilities that are required of the employee for this job. Duties, responsibilities and activities may change at any time with or without notice.