Regional Mortgage Loan Officer

divh2Join Our Team At Cathay Bank/h2pAre you enthusiastic, highly motivated, and have a strong work ethic? If yes, come join our team! At Cathay Bank we strive to provide a caring culture that supports your aspirations and success. We believe people are our most valuable asset and we proudly foster growth and development empowering you to achieve your professional goals. We have thrived for 60 years and persevered through many economic cycles due to our team members drive and optimism. Together we can make a difference in the financial future of our communities. Apply today!/ph3General Summary/h3pAs a subject matter expert, will provide training, guidance, and encouragement to less experienced bankers/MLOs in a designated region of branches. Following established policies and department procedures, responsible for loan production and processing to support fee income growth and provide the highest level of expertise and client service. To be able to work with branches and clients and provide excellent client service. Assess mortgage needs of clients and provide various beneficial Cathay Bank mortgage products. Primarily responsible for supporting the SCA Region 3/4 branches whenever a need for a mortgage loan is required./ph3Essential Functions/h3ulliTravel to assigned branches and assist clients who are interested in residential mortgages. Provide expertise and address questions, resolve problems, and identify ways to meet the clients financial needs./liliAssist clients to complete loan applications. Gather information and process each file from initial approval to closing in a timely manner./liliAct as a liaison between branches, underwriter, closing agents and other related parties./liliFollow up with clients and related parties on outstanding loan conditions, provide assistance to resolve processing problems./liliEnsure the timely and accurate processing of all loans./liliSubmit accurate information that constitutes a complete loan application as required by regulations./liliInput correct loan information into the system for processing. Ensure that all loan documentation is complete, accurate, verified and complies with Bank policy./liliMaintain pipeline report and notify management of status as needed./liliAssist branch personnel in cross-selling other bank products and services, to ensure an outstanding client experience for existing and prospective clients./liliAssist branches to organize and conduct mortgage seminars as needed./liliParticipate with real estate affiliated organizations to help promote the bank and the banks products./liliMust be knowledgeable with all bank products with a proven track record in loan closings./liliNetwork with Real Estate Agents for referrals./liliIf schedule permits, maybe be asked to travel to other regions, in state and out of state to assist in mortgage origination and training./li/ulh3Qualifications/h3p Education: Associates Degree preferred. Experience: Minimum 3 years mortgage lending and banking experience with good knowledge of lending regulations and loan processing in a multi-state lending environment. Skills/Ability: Organized and detail oriented. Able to develop working knowledge of Banks credit policies and approval process for assigned loans. Ability to work effectively in a fast paced, high production environment. Strong organizing and problem-solving skills; strong written and verbal communication skills; must be able to adapt well to a fast paced and constantly changing business environment; PC proficient at the intermediate level; demonstrated ability to work in a team-oriented environment; demonstrated ability to provide good client service; Bilingual is a plus. Licensing: Must possess an active registration or be eligible for registration under the Nationwide Mortgage Licensing System Registry (NMLS) within 90 days of hire./ph3Other Details/h3p$31.25 - $38.46 / hour Pay determined based on job-related knowledge, skills, experience, and location. This position may be eligible for a discretionary bonus./ppCathay Bank offers its full-time employees a competitive benefits package which is a significant part of their total compensation. It is our goal to provide employees with a comprehensive benefits package to fit their needs which includes, coverage for medical insurance, dental insurance, vision insurance, life insurance, long-term disability insurance, and flexible spending accounts (FSAs), health saving account (HSA) with company contributions, voluntary coverages, and 401(k)./ppCathay Bank may collect personal information from potential job candidates and applicants. For more information on how we handle personal information and your applicable rights, please review our California Job Applicant Privacy Policy./ppCathay Bank is an Equal Opportunity and Affirmative Action Employer. We welcome applications for employment from all qualified candidates, regardless of race, color, ethnicity, ancestry, citizenship, gender, national origin, religion, age, sex (including pregnancy and related medical conditions, childbirth and breastfeeding), reproductive health decision-making, sexual orientation, gender identity and expression, genetic information or characteristics, disability or medical condition, military status or status as a protected veteran, or any other status protected by applicable law./p/div