Credit Manager

Credit Manager Americas Cement

Ash Grove family of companies is one of North America's leading cement manufacturers, with a legacy of innovation and excellence dating back to 1882. The company operates 12 world-class cement plants and a vast network of 41 terminals across the United States and Canada. Renowned for its forward-thinking approach, Ash Grove combines technical expertise, robust safety standards, and empowered talent to deliver high performance and better serve our customers. At Ash Grove, we stand together to reinvent the way our world is built.

At Ash Grove Cement, people are our first priority. We offer a complete benefits package to include: Health Insurance, Dental Insurance, Vision Insurance, Retirement Plan, Paid Time Off, Paid Holidays, Tuition Reimbursement, Employee Assistance Program, Disability Pay, Life Insurance, Growth Opportunities and more!

Summary: The Credit Manager performs credit reviews, risk analysis, and collection activities on customer accounts and makes credit decisions with a focus on maximizing profit and minimizing losses. This position supervises other credit activities and determines customer credit risk.

What you'll be contributing:

• Promote and follow all plant safety guidelines.
• Analyzes credit applications, financial statements, and credit histories to perform risk analysis and determine the creditworthiness of potential customers.
• Approves, denies, or changes terms of sale for customers based on credit and risk analysis.
• Sets up new customer accounts in various ERP settings.
• Contacts customers by phone and/or personal visits regarding credit and collection matters.
• Communicates regularly with sales employees regarding past due accounts, customer pricing, shipping, or credit problems.
• Determines and performs collection efforts on past due accounts.
• Communicates and works with attorneys and collection agencies involved in the collection process.
• Assists the legal department in reviewing supply contracts regarding payment terms.
• Communicates with employees concerning customer matters.
• Reviews lockbox receipts and other payments.
• Reconciles open accounts and researches account discrepancies for appropriate resolution.
• Compiles AR adjustments, performs close duties, and sends reports to the corporate office for month-end closeout.
• Reviews month-end invoices and statements before mailing.
• Performs supervisory duties such as evaluating performance and recommending merit and promotion increases.
• Additional duties as assigned by supervisor.

To succeed in this position, you will need:

• Ability to read, write, and understand warning labels, instructions, signs, etc.
• Minimum 4 Year - Bachelor's Degree in business, finance, accounting or related field.
• Minimum 7 years of experience in a wholesale/manufacturing environment of a cement, ready mix, construction, or related industry.
• Ability to perform, organize, and prioritize work independently
• Ability to make decisions and solve problems with high attention to detail and accuracy
• Ability to maintain confidential information with discretion
• Ability to make sound independent judgments regularly
• Knowledge of credit management policies and procedures
• Ability to use a personal computer to perform duties
• Ability to refer to supervisor or management when clarification or interpretation of organization policy
• Knowledge of various ERPs (JDE Edwards, SAP 4Hana, Oracle Fusion) a plus.
• International travel up to 25%

What's next for you? We provide stability and advancement opportunities across North America. Use our tuition reimbursement program to help you meet your career goals.

The above duties and responsibilities are representative of the nature and level of work assigned and are not necessarily all-inclusive. The physical demands, working environment, and other conditions of employment listed in this document are representative of but are not intended to provide an exhaustive list of the requirements for positions in this classification. Reasonable accommodations may be made to enable individuals with disabilities to perform essential functions.

CRH has a long and proud heritage. We are a collection of hundreds of family businesses, regional companies and large enterprises that together form the CRH family. CRH operates in a decentralized, diversified structure that allows you to work in a small company environment while having the career opportunities of a large international organization.

CRH is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, age, disability, status as a protected veteran or any other characteristic protected under applicable federal, state, or local law.