Credit Analyst II/Credit Underwriter I - Global Infrastructure Credit

Job Description This job is responsible for performing risk assessment and repayment capacity analysis (i.e., financial, borrower, industry, etc.) and preparing transaction justification for complex transactions with limited supervision. Key responsibilities include documenting credit analysis, independently assessing historic and projected borrower financial information, evaluating adherence to policy and procedure, providing loan structure analysis and recommendations, and monitoring portfolio performance. Background Embedded across the bank's eight lines of business, the Global Infrastructure Credit team supports the bank's commitment to sustainable, renewable, and green finance. The team plays a key role in advancing transactions that align with the bank's strategy to support the transition to a low‑carbon economy while maintaining strong credit discipline and risk management. This role offers exposure to a broad range of renewable energy and infrastructure transactions and the opportunity to contribute to the growth of a specialized credit platform within a regulated financial institution. Responsibilities Evaluates credit worthiness and provides analysis and decisioning on whether a client should receive a credit facility Partners with Credit Officers, Relationship Management, and Risk teammates to assess and deliver credit solutions Monitors the client's operating performance and financial condition, proactively identifying issues and opportunities Delivers financial modeling, loan structure, industry, economic, and other analyses to team members to support the loan decision‑making process Ensures adherence to credit policies, guidelines, procedures, and applicable regulatory requirements Perform financial, industry, counterparty, and transaction analyses, including qualitative and quantitative due diligence to support underwriting decisions Conduct research and prepare comprehensive credit approval packages, including written transaction justification and supporting documentation Participate in the underwriting and documentation of project finance and other credit facilities, ensuring alignment with client needs and the bank's risk/return objectives Review the credit profile of key transaction counterparties (e.g., borrowers, sponsors, servicers, and off‑takers) and assess structural and stress considerations Provide analytical support and input on select projects or initiatives to enhance credit processes, reporting, or portfolio risk management Required Qualifications 2+ years of experience in corporate or commercial credit related activities. Strong financial modeling skills. Desired Qualifications BA degree in Finance or related major Master's Degree Formal credit training program at financial institution Experience in project finance/tax equity/structured credit with a focus in energy, power, or infrastructure Skills Attention to Detail Financial Analysis Underwriting Written Communications Analytical Thinking Credit Documentation Requirements Credit and Risk Assessment Financial Forecasting and Modeling Recording/Organizing Information Business Acumen Collaboration Collateral Management Loan Structuring Prioritization Minimum Education Requirement High School Diploma / GED / Secondary School or equivalent Shift 1st shift (United States of America) Hours Per Week 40 Pay Transparency Details US - NY - New York - ONE BRYANT PARK - BANK OF AMERICA TOWER (NY1100) Pay Range $90,000.00 - $200,000.00 annualized salary, offers to be determined based on experience, education and skill set. Discretionary Incentive Eligible This role is eligible to participate in the annual discretionary plan. Employees are eligible for an annual discretionary award based on their overall individual performance results and behaviors, the performance and contributions of their line of business and/or group; and the overall success of the Company. Benefits We provide industry-leading benefits, access to paid time off, resources and support to our employees so they can make a genuine impact and contribute to the sustainable growth of our business and the communities we serve. #J-18808-Ljbffr NACBA