Credit Underwriter II/Sr Credit Underwriter-Leasing- Government/Energy

Job Description This role supports credit underwriting and monitoring for new and existing clients in partnership with a credit team. Responsibilities include independently managing transactions or portfolios, completing and reviewing credit analysis, evaluating risks, writing financial analysis, leading the process, ensuring timely and accurate analysis, and coaching teammates on credit requirements. Responsibilities Leads the credit analysis process with the support of other analysts and associates Partners with Credit Officers, Relationship Management, and Risk teammates to understand structuring needs and requirements Monitors operating performance and financial condition, proactively identifying issues and opportunities Assists in delivery of financial modeling, loan structure, industry, economic, and other analyses to team members to support the loan decision-making process Reviews work of junior teammates to provide feedback/coaching and ensure compliance with laws, rules, regulations and policy procedure May have primary coverage responsibility for a portfolio of clients with limited complexity and credit approval for certain credit actions Participate in loan structure conversations and completion of loan documentation with internal/external legal partners Builds projection models for the client (as needed) based on historical performance, industry forecasts, and other due diligence findings Pre-screen new transactions for existing and new clients to determine credit worthiness and appropriate credit product solutions Analyzing US State and Local governmental entities' financial statements Responsible for underwriting credit approval memoranda for mandated transactions, incorporating thorough credit analysis and due diligence Participates in ongoing documentation negotiations as required Required Qualifications 5+ years experience in commercial banking, finance or credit ratings industries with significant municipal/public finance credit experience Experience in the analysis and structuring of complex transactions Strong credit and risk analysis skills Strong presentation, structuring and financial statement analysis skills Proven ability to analyze, interpret and negotiate third party documentation Proven ability to identify trends and emerging risks in underwriting and client selection Proficient Microsoft Office skills Desired Qualifications Undergraduate degree in finance, accounting or related field Skills Attention to Detail Credit and Risk Assessment Financial Analysis Underwriting Written Communications Analytical Thinking Credit Documentation Requirements Financial Forecasting and Modeling Recording/Organizing Information Business Acumen Collaboration Collateral Management Loan Structuring Prioritization Shift 1st shift (United States of America) Hours per Week 40 Pay and Benefits Pay range: $80,000.00 – $162,500.00 annualized salary, offers to be determined based on experience, education and skill set. Discretionary incentive: eligible to participate in the annual discretionary plan based on individual performance and contributions. Benefits: This role is benefits eligible. We provide industry-leading benefits, access to paid time off, resources and support to our employees so they can make a genuine impact and contribute to sustainable growth of our business and communities. #J-18808-Ljbffr NACBA