Risk Management - Lead Credit Officer - Vice President

Job Description Bring your expertise to JPMorgan Chase. As part of Risk Management and Compliance, you are at the center of keeping JPMorgan Chase strong and resilient. You help the firm grow its business in a responsible way by anticipating new and emerging risks, and using your expert judgment to solve real‑world challenges that impact our company, customers, and communities. Our culture in Risk Management and Compliance is all about thinking outside the box, challenging the status quo and striving to be best‑in‑class. As a Lead Credit Officer within the Credit Risk team, you will evaluate and identify risks and interpret data to support management in making well‑informed credit decisions on multifamily commercial real estate loan requests. You will operate in a dynamic, high‑volume, and fast‑paced environment, analyzing loans ranging from $1 million to $25 million+. You will be part of a highly collaborative team that prioritizes learning, professional development, inclusivity, and mentorship. Job Responsibilities Oversee all aspects of credit analysis on loans secured by multifamily and other types of commercial real estate Evaluate and manage risks in complex transactions Mentor junior Credit Analysts and Credit Officers Build and maintain strong relationships with internal business stakeholders including sales, processing, closing, and legal Apply relevant policies, standards, procedures, and regulatory requirements to all credit analysis activities Apply data analysis techniques to interpret results and provide insights and recommendations to management Serve as a technical expert in addressing inquiries and resolving system‑related issues specific to credit risk analysis and management tools Monitor industry trends and best practices in credit risk management to enhance decision-making and maintain a competitive edge Required Qualifications, Capabilities, And Skills Bachelor's degree in a business or finance concentration 7 years of experience in commercial real estate lending, credit analysis, or loan workouts Thorough understanding of multifamily real estate property valuations and cash flow analysis Excellent financial analysis skills, including evaluating property cash flows, property valuation, and personal financial statements Ability to manage competing priorities effectively in a collaborative, high‑volume environment while maintaining attention to detail Excellent verbal and written communication and problem‑solving skills Ability to prioritize, plan, and manage people and processes to complete credit analysis and other assignments as needed #J-18808-Ljbffr JPMorganChase