Senior Product Manager, AI Risk & Fraud Intelligence

About AirwallexAirwallex is the only unified payments and financial platform for global businesses. Powered by our unique combination of proprietary infrastructure and software, we empower over 250,000 businesses worldwide – including Brex, Navan, Qantas, SHEIN and many more – with fully integrated solutions to manage everything from business accounts, payments, spend management and treasury, to embedded finance at a global scale.Proudly founded in Melbourne, we have a team of over 2,300 of the brightest and most innovative people in tech across 27 offices around the globe. Valued at US$11 billion and backed by world-leading investors including T. Rowe Price, Visa, Mastercard, Robinhood Ventures, Sequoia, Salesforce Ventures, DST Global, and Lone Pine Capital, Airwallex is leading the charge in building the global payments and financial platform of the future. If you’re ready to do the most ambitious work of your career, join us.Attributes We ValueWe hire successful builders with founder-like energy who want real impact, accelerated learning, and true ownership. You bring strong role-related expertise and sharp thinking, and you’re motivated by our mission and operating principles. You move fast with good judgment, dig deep with curiosity, and make decisions from first principles, balancing speed and rigor.You're humble and collaborative; turn zero‑to‑one ideas into real products, and you “get stuff done” end-to-end. You use AI to work smarter and solve problems faster. Here, you’ll tackle complex, high‑visibility problems with exceptional teammates and grow your career as we build the future of global banking. If that sounds like you, let’s build what’s next.About The TeamThe Product team at Airwallex is a group of passionate builders and problem-solvers who are obsessed with crafting customer-centric solutions that empower businesses to operate anywhere, anytime. We combine deep technical expertise with a strong understanding of regulatory and operational requirements to design and build unified, scalable, and compliant financial products. As a team, we thrive in a fast-paced, collaborative environment, constantly iterating and raising the bar to deliver best-in-class product experiences.What You’ll DoWe are looking for an experienced Senior Product Manager to lead the development and optimisation of our transaction monitoring capabilities across payments and financial operations. This role sits at the intersection of risk, compliance, data, and product, ensuring that our monitoring systems effectively detect suspicious activity while maintaining an excellent customer experience.You will own the end-to-end product strategy for real-time and post-transaction monitoring, including rule design, alert optimisation, workflow automation, and client-specific risk controls. You will work closely with Risk, Compliance, Operations, Data, and Engineering teams to build scalable and intelligent monitoring systems that reduce fraud and financial crime while minimizing operational overhead.This role will be based in San Francisco or Singapore.ResponsibilitiesOwn the transaction fraud product, including real-time rules, alerting frameworks, and detection logic across our payments platform. Optimise monitoring rules and thresholds to improve detection quality and significantly reduce false positives. Build scalable post-transaction monitoring and manual review workflows, including delay modes and investigator tooling. Design client-specific risk controls for large and complex merchants, tailoring monitoring rules, limits, and safeguards to their transaction patterns and risk profiles. Expand monitoring coverage as business scales globally. Drive decisions across risk and compliance workflows, including automation and data driven decisioning. Partner closely with Risk Operations to optimise alert triage, case management, and investigator productivity. Work with Data and Engineering to ensure reliable monitoring data pipelines, high-quality signals, and scalable detection infrastructure. Identify opportunities to leverage AI and advanced analytics to improve detection accuracy and reduce manual operational effort. Ensure monitoring capabilities align with AML, fraud, and regulatory requirements while maintaining a seamless customer experience.Who You AreWe’re looking for candidates who meet the minimum qualifications below. Preferred qualifications are a plus but not mandatory.Minimum Qualifications6+ years of Product Management experience, ideally in payments, fintech, or financial crime prevention. Experience building or owning transaction monitoring, fraud detection, or AML systems. Strong data-driven mindset with the ability to analyse transaction data, alerts, and rule performance. Comfortable working with SQL and data tools to investigate signals, optimise rules, and evaluate monitoring performance. Experience defining risk detection logic, monitoring rules, and thresholds. Proven ability to work cross-functionally with Risk, Compliance, Operations, Data, and Engineering teams. Strong stakeholder management skills and the ability to translate regulatory and risk requirements into scalable product solutions.Experience building scalable, automated systems in regulated environments while balancing risk, operational efficiency, and customer experience.Preferred QualificationsExperience with AML monitoring or fraud detection platforms. Familiarity with case management and investigation tooling. Exposure to machine learning or AI-driven risk systems.Applicant Safety Policy: Fraud and Third-Party RecruitersTo protect you from recruitment scams, please be aware that Airwallex will not ask for bank details, sensitive ID numbers (i.e. passport), or any form of payment during the application or interview process. All official communication will come from an @airwallex.com email address. Please apply only through careers.airwallex.com or our official LinkedIn page.Airwallex does not accept unsolicited resumes from search firms/recruiters. Airwallex will not pay any fees to search firms/recruiters if a candidate is submitted by a search firm/recruiter unless an agreement has been entered into with respect to specific open position(s). Search firms/recruiters submitting resumes to Airwallex on an unsolicited basis shall be deemed to accept this condition, regardless of any other provision to the contrary.Equal opportunityAirwallex is proud to be an equal opportunity employer. We value diversity and anyone seeking employment at Airwallex is considered based on merit, qualifications, competence and talent. We don’t regard color, religion, race, national origin, sexual orientation, ancestry, citizenship, sex, marital or family status, disability, gender, or any other legally protected status when making our hiring decisions. If you have a disability or special need that requires accommodation, please let us know.Compensation Range: $160K - $230KLocationUS - San FranciscoEmployment TypeFull timeLocation TypeHybridDepartmentProductCompensation$160K – $230K • Offers Equity • Offers BonusAirwallex promotes fair compensation practices in accordance with applicable national, federal, state, and local law.These expected base pay ranges are based on information at the time this post was generated and represent the company’s good faith minimum and maximum ranges for this role at the time of posting.The actual compensation offered to a candidate will be dependent upon multiple factors, including but not limited to relevant experience, skills and other qualifications, geographic location as noted, internal equity, and other external market factors.Certain roles may be eligible for other compensation including, but not limited to, annual bonuses, commissions, RSUs, or other forms of compensation in addition to the established salary range.Benefits vary by country and employment type in accordance with local statutory requirements. All employees receive at least the statutory minimum for paid annual leave and public holidays, with many of our locations offering additional company-provided vacation days.For example, for US-based employees, they are eligible to participate in medical, dental, and vision insurance, a 401(k) plan, short-term and long-term disability, basic life insurance, and well-being benefits. US-based employees also receive 20 paid days of vacation and 12 paid days of company holidays in a calendar year.Further details about our compensation and benefits package are available upon request by contacting our Talent Acquisition team.