Credit Risk Product Strategist

Job TitleCredit Risk Product StrategistJob PurposeWhat does a great Credit Risk Product Strategist do?As a Credit Risk Product Strategist, you will help to ensure that Fiserv delivers world-class credit decision and score capabilities. Working closely with our team and clients, you will validate product ideas, support new market opportunities, design solutions, present to stakeholders, and collaborate with the product team to continually enhance and deliver products to our credit and retail clients. This includes working to understand credit risk policy and best practices by proactively reviewing available transactional data and industry information to identify emerging trends and work to optimize solutions. The Product Strategist is a critical that supports product roadmap development and modernization of our Credit Decisions and Scoring solutions through client engagement.As a Credit Risk Product Strategist, you can look forward to: Understand the product roadmap for the next generation of Credit Decisions and Score solutions leveraging market trends analysis, competitive analysis, user experience best practices and client feedbackPartner with core credit processing product teams, technology, and implementation to support development and implementation of Credit Decision and Score solutions for Fiserv customers. Lead innovation workshops and conduct research to understand user needs and problems to ensure solutions are fulfilling business requirements; finding opportunities to improve customer experienceWork with our clients to outline business objectives, develop and interpret client goals and translate them into viable solutions Act as a subject matter expert on credit decision solutions with our top clients, monitoring product success metrics, identifying risks and optimize existing credit risk management strategies and solutions to ensure alignment with client expectations. Provide consultation, configuration and training support to clients implementing or updating credit risk strategiesSupport continuous improvement by identifying product improvement opportunities through prototyping and experimentationBasic Qualifications for Consideration: Bachelor's degree in business, engineering, data science or a related field required.Preferred qualifications for consideration: 5 - 10 years of experience in one or more of the following areas: product strategist, product management, product owner, business systems analysis, or business solution architectureSoftware implementation experience; knowledge of SDLC and experience working with development teamsPresenting and leading stakeholders and clients through complex topics; requirements gathering, discovery sessions, trainingExperience with customer service; client implementation/support Exceptional communication and presentation abilities to interact at all levels of the clients in both technical and operation levelsProven ability to understand complex business and technical conceptsStrong analytical skills and ability to build consensusSolid thought leadership and the ability to influence others through collaborative effortsAn ability to quickly establish credibility and rapport with a broad set of constituenciesStrong results orientation with demonstrated track record of success to effectively completing tactical activitiesA high degree of adaptability and flexibility to excel in a dynamic, fast-paced environment.Experience in Analytics and/or Credit DecisionsExperience with credit risk management solutions preferred (i.e. Experian PowerCurve, FICO – ACS, TRIAD, or Strategy Director)Knowledge of the product management lifecycleFamiliarity with multiple project management methodologiesPossess an entrepreneurial attitudeSelf-motivated, detail-oriented with strong organizational and communication skills We will ensure that individuals with disabilities are provided reasonable accommodation to participate in the job application or interview process, to perform essential job functions, and to receive other benefits and privileges of employment. Please contact us to request accommodation.Learn more about Fiserv:To support the total well-being of our associates, Fiserv takes a broad approach to our benefits. We offer a comprehensive benefits package that provides flexibility and affordability with a variety of medical, dental, vision, life insurance and disability options. We are #FISVProud of our benefits and well-being programs. Our commitment to wellness, wellness education, preventive services and fitness activities are designed to meet you where you are.Life moves fast. And as it does, we know most people aren’t thinking about “financial services”. But we are.We help people and businesses move money and information every minute of every day. Our solutions connect financial institutions, corporations, merchants and consumers to one another, millions of times a day, behind the scenes, reliably and securely.We’re Fiserv, a global leader in Fintech and payments enabling innovative financial services experiences that are in step with the way people live and work today. The company’s approximately 44,000 associates proudly serve clients in more than 100 countries, so their customers, members and consumers can move money when and where they need it, at the point of thought.Our Aspiration is to move money and information in a way that moves the world. As a FORTUNE 500 company and one of FORTUNE Magazine World’s Most Admired Companies for the seventh consecutive year, we are committed to excellence and purposeful innovation.Explore the possibilities of a career with Fiserv and Find Your Forward with us.Fiserv is an Equal Employment Opportunity Employer, and it is the Company’s policy to make all employment decisions without regard to race, color, religion, creed, age, sex, national origin, veteran status, disability (as long as the individual is able to perform the essential functions of the job with or without reasonable accommodation), and any other characteristic protected by Law. This role is not eligible to be performed in Colorado.Please note that salary ranges provided for this role on external job boards are salary estimates made by outside parties and may not be accurate.Thank you for considering employment with Fiserv. Please:Apply using your legal nameComplete the step-by-step profile and attach your resume (either is acceptable, both are preferable).Fiserv is an Equal Employment Opportunity Employer, and it is the Company’s policy to make all employment decisions without regard to race, color, religion, creed, age, sex, national origin, veteran status, disability (as long as the individual is able to perform the essential functions of the job with or without reasonable accommodation), and any other characteristic protected by Law.SummaryLocation: Berkeley Heights (Hybrid); Omaha (Hybrid); New York, New YorkType: Full time