Commercial Lines Associate Underwriter (Commercial P&C)

Amerisure creates exceptional value for its partners, policyholders, and employees. As a property and casualty insurance company, Amerisure's promise to our partner agencies and policyholders begins with a comprehensive line of insurance products designed to protect businesses, as well as the health and safety of every employee. With an A.M. Best "A" (Excellent) rating, Amerisure serves mid-sized commercial enterprises focused in construction, manufacturing and healthcare. Ranked as one of the top 100 Property & Casualty companies in the United States, we proudly manage nearly $1 Billion of Direct Written Premium and maintain $1.21 billion in surplus.

We are recruiting for a Commercial Lines Associate Underwriter to join our team. This role will sit in one of our local offices and will be hybrid working 3 days in the office and 2 from home.

POSITION SUMMARY:

Steward the new business process through evaluation of new business, performing risk assessments and ensuring comprehensive data collection for underwriting decisions. The role includes reviewing endorsements, setting coverage terms and generating quotes. Works closely with underwriters throughout the underwriting process, participates in professional development and collaborates with agents. This position requires strong organizational skills, attention to detail and the ability to manage multiple tasks efficiently in a fast-paced environment.

RESPONSIBILITIES

• Assist underwriters in assessing new business submissions, ensuring all relevant risk factors are accurately documented.
• Conduct initial risk analysis to identify potential exposures and evaluate coverage needs, providing recommended underwriting action.
• Ensure the collection of all necessary data and documentation for accurate underwriting decisions.
• Evaluate endorsement requests and assess their impact on existing policies, ensuring alignment with underwriting criteria and overall risk strategy.
• Work in partnership with underwriters to ensure that risk exposures are properly understood, recommending changes to policy terms or risk classifications when necessary.
• Participate in structured training program to develop underwriting expertise.
• Determine appropriate coverage and pricing based on risk assessment and generate quotes.
• Communicate effectively with agents to clarify policy details and gather required information.
• Monitor and resolve outstanding contingencies.
• Support underwriters throughout the underwriting process, assisting with risk assessments, policy issuance and documentation.

REQUIREMENTS:

• Associates degree or equivalent years of experience.
• Business or insurance related internship experience preferred.
• Proficient computer skills required, including Microsoft Office Suite.
• Strong analytical and problem-solving skills, including the ability to deal with ambiguity.
• Demonstrated successful ability to build positive relationships and partnerships within department, across the organization and with external customers.
• Excellent organizational skills, including ability to multi-task and prioritize workload.
• Demonstrated successful ability to input data with a high accuracy rating, and strong attention to detail.
• Excellent verbal and written communication skills with the ability to interact with internal and external customers.
• Ability to travel up to 10%.

Just as we are committed to creating exceptional value for our Partners For Success® agencies and policyholders, Amerisure also remains committed to being an employer of choice. We reinforce this commitment by adhering to an Employee Value Proposition that, in part, is provided through a competitive total rewards package. This package includes competitive base pay, performance-based incentive pay, comprehensive health and welfare benefits, a 401(k) savings plan with profit sharing, and generous paid time off programs. We also offer flexible work arrangements to promote work-life balance. Recognized as one of the Best and Brightest® Companies to Work For in the Nation and one of Business Insurance magazine's Best Places to Work in Insurance, we provide a workplace that fosters excellence and professional growth. If you are looking for a collaborative and rewarding career, Amerisure is looking for you.

Amerisure Mutual Insurance Company is an Equal Employment Opportunity employer. Amerisure provides equal employment opportunities to all employees and applicants without regard to race, color, religion, sex (to include sexual orientation and gender identity), national origin, age, disability, genetic information, veteran status, or any other protected characteristic under applicable federal, state, or local laws. Amerisure complies with all applicable laws governing nondiscrimination in employment in all locations where the company operates. This policy applies to all terms and conditions of employment, including recruiting, hiring, placement, promotion, termination, layoff, recall, transfer, leaves of absence, compensation, and training. Amerisure prohibits harassment or discrimination of any kind and is committed to maintaining a workplace free from unlawful harassment or discrimination. Amerisure prohibits retaliation against anyone who reports discrimination, participates in an investigation, or opposes unlawful practices. Any improper interference with an employee's ability to perform their job duties may result in disciplinary action, up to and including termination.