Senior Credit Risk Analyst

Senior Credit Risk Analyst

Williams is committed to creating a diverse and inclusive environment and is proud to be an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity and expression, national origin, age, marital status, disability, veteran status, genetic information or any other basis protected under applicable discrimination law.

Do something that means something at Williams—it's an opportunity to grow your expertise, explore what drives you, and do meaningful work alongside people who challenge and support you. At Williams, we make clean energy happen. And you can too, so bring your energy to ours!

At Williams, you won't just analyze numbers—you'll help safeguard the transactions that keep natural gas flowing to homes, businesses, and power plants across the country. Your credit decisions directly enable the contracts and partnerships that make clean energy possible at scale.

The Senior Credit Risk Analyst manages credit risk for a portfolio of counterparties by evaluating creditworthiness, establishing and approving credit limits within delegated authority, and monitoring exposure across commercial activities. This role reviews and approves counterparty contracts, serves as a subject matter expert for internal partners, and provides guidance to less‑experienced team members. The role operates independently on complex matters and plays a key role in protecting the company's financial position.

Your work will challenge you, and with our Core Values to guide you, you'll quickly learn and grow with us.

Responsibilities/Expectations:

• Evaluate and approve credit exposure for energy counterparties—including midstream producers, marketers, and utilities—using financial analysis, industry insight, and sound judgment within delegated authority
• Structure and negotiate collateral arrangements, including letters of credit, guarantees, and other credit support instruments
• Monitor portfolio risk across a dynamic book of counterparties, identifying emerging concerns and recommending mitigation actions
• Review and approve contracts with credit implications, partnering closely with commercial and legal teams
• Mentor junior analysts and contribute to the development of a strong, collaborative credit team
• Report on credit activities and exposure to leadership, translating complex risk positions into clear, actionable insights
• Partner closely with cross-functional stakeholders including Trading, Legal, Treasury, Accounting, and IT to evaluate risk, support commercial decisions, and ensure alignment across credit-related activities

Education/Years of Experience:

• Bachelor's degree in Finance, Accounting, Economics, or a related field
• Seven (7) or more years of experience in credit analysis, corporate finance, or a related discipline
• Preferred: Ten (10) or more years of experience in oil, gas, or energy, particularly in midstream, trading, or pipeline operations

Knowledge, Skills, and Abilities

• Strong financial acumen with the ability to analyze financial statements, assess risk, and explain conclusions to non‑experts
• Comfort making sound credit decisions in environments with incomplete or evolving information
• Strong communication skills with experience working across counterparties, commercial teams, and senior leaders
• Proficiency in Excel and financial systems; experience with credit platforms or ERP systems is a plus

Other Requirements:

• Demonstrates outstanding organizational and interpersonal skills, with safety as the utmost priority
• Keen analytical skills critical to effective problem solving
• Detailed understanding of financial documents and ratio analysis
• Ability to present information clearly and respond to questions from leaders and counterparties
• Dedication to meeting timelines and the ability to adjust priorities as business needs change

Day in the Life –

You'll start your day by reviewing your portfolio—evaluating counterparty exposure, monitoring changes, and identifying emerging risks that could impact the flow of business. From there, you'll dig into new credit requests, analyze financials, and structure collateral solutions that help enable commercial activity while protecting Williams' financial position and supporting responsible growth.

Throughout the day, you'll partner closely with teams like Trading, Legal, and Treasury—helping shape deal structures, reviewing contracts, and providing timely guidance on credit risk. You'll also mentor junior analysts, support business partners with informed insights, and translate complex risk positions into clear, actionable recommendations for leadership. It's a role that combines technical expertise with business partnership—where your decisions directly support reliable operations and help keep natural gas moving safely and efficiently.

Why Choose Williams?

We are committed to providing our employees with competitive compensation and benefits as part of your Total Rewards package to help protect your current and future physical, emotional, and financial health. We generally offer health benefit programs to our employees and their families that are competitive and flexible enough to meet your needs, and retirement benefits to allow you to invest now for financial security when you retire. With rich learning and development programming and a high internal mobility rate, you are not just applying to a job with Williams; you are embarking on an exciting career!

• Competitive compensation
• Annual incentive program
• Hybrid work model - one work from home day each week for most office-based roles
• Flexible work schedule for most field-based roles
• 401(k) with company matching contribution and a fixed annual company contribution
• Comprehensive medical, dental, and vision benefits
• Generous company-paid life insurance and disability benefits
• A consumer-driven health plan option with the potential for a generous company contribution to a Health Savings Account
• Healthcare and Dependent Care Flexible Spending Accounts
• Paid time off, including floating and company holidays
• Employee stock purchase plan
• Robust employee learning and development
• High internal mobility (we promote from within)
• Parental leave (we provide up to 6 weeks for each parent)
• Fertility coverage and adoption benefits
• Domestic partner benefits
• Educational reimbursement
• Non-profit donation matching contributions and time off to volunteer
• Employee resource groups
• Employee assistance programs
• Technology to make our work more productive and collaborative
• Regular employee engagement surveys and feedback processes

Williams has a long history of making a significant difference in the communities where we live and work, and we strive to cultivate an environment of employee inclusion, innovation and passion that values all voices and opinions. We help each other succeed and great things happen when people from a diverse set of backgrounds come together. Together, we make clean energy happen.

Eligibility and benefits are governed by the terms of the applicable plan or program document which can be amended or terminated at any time.

For more information, please visit Total Rewards | Williams Companies.