Mortgage Closer

Mortgage Closer Position

Purpose: To close mortgage loan files in accordance with bank guidelines. Qualities of the successful candidate include:

• Professional appearance and attitude are a must.
• Must have knowledge of credit analysis, credit policy/procedures, real estate (business/personal) lending, problem loan administration, financial budgeting and planning, banking rules and regulations and bank products offered.
• Computer knowledge and the ability to learn various software programs is a must.
• Attention to detail while preparing and proofing loan documents, establishing priorities and meeting deadlines is required.
• Must be able to multi-task, be organized and work under stress and pressure.
• Ability to effectively present information and respond to questions from management and support staff.
• Ability to communicate and interact effectively and professionally with internal and external contacts including processors, underwriters, management, staff, realtors', and vendors.
• Must be dependable, trustworthy and maintain confidentiality.
• Good verbal and written communication skills.

Responsibilities of the successful candidate include:

• Review Encompass screens to prepare for closing.
• Review and update final numbers from invoices and title work.
• Work with title company to obtain accurate title fees and taxes and to give them our numbers.
• Review and print an initial CD (closing disclosure) to give to the borrower(s)
• Make any necessary changes or updates per Loan Officer/Processor
• Run final Mavent Compliance report
• Work with the compliance department to verify all loans are within guidelines.
• Send email with final CD and documents to title company and funders.
• Work with post closers if any investor needs changes.
• Must be able to communicate effectively, get along with co-workers and deal with colleagues effectively and professionally.
• Practices branch security procedures and protects customer confidentiality and privacy.

We offer a competitive benefits package that includes Medical, Dental and Vision; FSA or Dependent Care; Supplemental Accident, Hospital, or Critical Illness Plans; Employer paid Life Insurance, Short Term Disability, and Long-Term Disability; and Additional Voluntary Life Insurance Options. Paid Vacation, Sick and Volunteer leave; 401K and Profit Sharing.

Compensation for positions is based on the specific position and may be paid in the form of an hourly wage, overtime, a semi-monthly salary, commissions, or a combination of them. Depending on the specific position, some may be paid solely on commissions or others may include a bonus structure. As part of our employee benefits package, we offer exclusive perks such as discounted rates on banking and mortgage services, fee waivers, and access to special financial products. These benefits are designed to support your financial well-being as a valued member of our team.

Plains Commerce Bank is an Affirmative Action/Equal Opportunity Employer committed to providing equal employment opportunity without regard to an individual's race, religion, color, gender, national origin, ancestry, age, sexual orientation, disability, or veteran status.