Compliance Analyst
DSLD Homes
Mortgage Compliance Analyst (Full Time) Hours and days of work are Monday–Friday 8:00 AM to 5:00 PM CST. This is not a remote job role. Office will be in a DSLD location. Residency in one of the following states is a requirement for the position: Alabama, Florida, Georgia, Louisiana, Mississippi, Tennessee, or Texas. Overview The Compliance Analyst supports the company’s compliance management system by helping ensure adherence to applicable federal and state mortgage lending laws, regulations, investor requirements, and internal policies. This role is responsible for monitoring regulatory changes, conducting compliance reviews and testing, assisting with audits and examinations, supporting corrective action efforts, and partnering with all departments to promote a strong culture of compliance. Responsibilities Compliance Monitoring Conduct compliance reviews, monitoring, and testing of mortgage origination, processing, underwriting, closing, and funding activities. Evaluate adherence to federal and state consumer financial protection laws and regulations, including but not limited to: TILA / Regulation Z RESPA / Regulation X ECOA / Regulation B HMDA / Regulation C SAFE Act State mortgage lending regulations Review loan files, disclosures, and operational processes for regulatory compliance. Identify compliance risks, document findings, and recommend corrective actions. Change Management Monitor and analyze new or changing laws, regulations, agency guidance, and investor requirements impacting mortgage operations. Assist in implementing regulatory and agency changes and processes across policies, procedures, systems, workflows, and training materials. Audits, Examinations, and Reporting Support internal audits, regulatory examinations, and third‑party reviews. Track remediation efforts and validate corrective actions. Maintain compliance records and reporting documentation. Policy and Procedure Support Assist with drafting, reviewing, and updating company policies, procedures, and controls. Recommend enhancements to compliance and company processes and operational controls. Participate in company and compliance program initiatives. Vendor Management Assist with oversight of third‑party vendors, service providers, and business partners to ensure compliance with applicable mortgage lending regulations and company standards. Participate in vendor compliance reviews, due diligence activities, and ongoing monitoring processes. Review vendor policies, procedures, controls, audit reports, and compliance documentation. Monitor vendor performance and identify potential compliance, operational, or regulatory risks. Support issue tracking, remediation efforts, and corrective action plans related to vendor findings. Coordinate with internal stakeholders, legal, risk management, procurement, and business units regarding vendor compliance matters. Assist with maintaining vendor management records, risk assessments, and reporting documentation. Support compliance reviews related to outsourced mortgage functions, including servicing, fulfillment, document management, and technology providers. Job Requirements & Skills High school diploma or equivalent required. Bachelor's degree preferred. 2-5 years of mortgage compliance, quality control, audit, risk, or related mortgage industry experience. Knowledge of Encompass, Vesta, or NContracts is a plus. Strong knowledge of federal and state lending regulations. Understanding of mortgage origination and/or servicing operations. Ability to interpret laws, regulations, and regulatory guidance. Strong analytical, organizational, and problem–solving skills. Excellent written and verbal communication abilities. High attention to detail and accuracy. Ability to manage multiple priorities and meet deadlines in a fast‑paced environment. Proficiency with Microsoft Office applications, including Excel, Word, and PowerPoint. Experience with compliance management systems, audit tools, or mortgage platforms preferred. Ability to work independently and collaboratively across departments. Residency in one of the following states is a requirement for the position: Alabama, Florida, Georgia, Louisiana, Mississippi, Tennessee, or Texas. Compensation Salary is based on experience. Benefits DSLD Homes offers a benefits package for full-time employees that includes, but is not limited to, medical, dental and vision coverage, 401(k) with employer match, long-term disability, life insurance, paid vacation and holidays. Please visit for more information. DSLD is an Equal Opportunity Employer #J-18808-Ljbffr
$32.78k
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