Personal Lines Underwriter

Underwriter Opportunity at Safepoint MGASafepoint MGA is an admitted Property & Casualty insurance carrier seeking experienced Underwriters to support our Personal Lines Homeowners department. If you have a passion for risk analysis and a strong background in homeowners underwriting, we encourage you to apply!Why This Opportunity Stands Out:Competitive, Transparent Pay:Qualified, seasoned Underwriters can earn a base salary of up to $70,000.00 annually.Sign-On Bonus:Qualified Underwriters are eligible to earn a $2,000.00 sign-on bonus following their introductory period.Crowned One of Florida Trend's Best Companies to Work For, 2025:We're proud to be recognized by Florida Trend in their annual Best Companies to Work For list, highlighting our standout workplace culture and employee satisfaction!You're not a number here. Join a financially solid, mission-focused team where your contributions are noticed and your growth is supported.Job SummaryReviews applications, inspections, and endorsement requests to determine the eligibility of the property or request for coverage within the company guidelines.Duties and ResponsibilitiesReviews exterior inspection reports, new business submissions, risk alerts, as well as follow up tasks on accounts needing additional underwriting review/action.Reviews requests for underwriter cancellation/nonrenewal action, reinstatement requests, and endorsements for acceptability.Interprets manuals and contracts for multiple lines of business in multiple states.Researches and correctly enters information into the company policy administration system.Communicates effectively internally and externally, escalating issues when warranted.Adheres to the established productivity and quality metrics established.Other tasks and projects may be assigned.Essential FunctionsAssists internal service associates via telephone and e-mail with exception requests beyond their authority level.Ability to think critically, assess risk, and make informed decisionsAssists agents via telephone and e-mail with new business exception requests.Provides feedback on submissions and documentation needed to make application or endorsement acceptable to the company.Ability to obtain and maintain resident Property & Casualty insurance licensing through the Florida DFS, and reciprocal licenses in all 50 states in the continental United StatesQualifications3-5 years of underwriting experience for a carrier in property and casualty homeowners insurance requiredThorough knowledge of the underwriting process and the analytics involvedExcellent communication and organizational skillsAdvanced computer skills and strong systems knowledgeCollege degree preferredLicensing RequirementsPlease note that most organizations overseeing Property and Casualty licensure requirements, including the Florida Department of Financial Services, require individuals to answer background questions about criminal history and undergo fingerprinting as part of the licensing process. Obtaining applicable licensure is a requirement for this position.Physical RequirementsWhile performing the duties of this job, the employee is regularly required to talk or hear. The employee frequently is required to stand; walk; use hands to type, handle, or feel; and reach with hands and arms.Working ConditionsThis job operates in a professional office environment. This role routinely uses standard office equipment such as computers, phones, copiers, filing cabinets and fax machines. Safepoint MGA, LLC does not offer immigration sponsorship or support for this role. This includes serving as the immigration employer of record or providing documentation or assistance for work authorization processes now or in the future, including H-1B, OPT, STEM OPT, CPT, J-1, etc.Compensation and BenefitsWe recognize that talented professionals are attracted to companies that provide a great place to work, combined with a comprehensive and competitive pay and benefits package, along with opportunities for personal growth and job advancement. For this reason we are pleased to provide:Market Competitive Wages commensurate with experienceSign-on bonus potentialProf. Development and Educational Assistance ProgramsSafe Harbor 401K Plan with Immediate Vesting and an Automatic Company ContributionPaid Time-Off (Discretionary, PTO, Parental Leave, and others)Company Paid HolidaysHealth InsuranceDental InsuranceVision InsuranceShort and Long Term Disability InsuranceFlexible Spending Accounts with Company ContributionHealth Savings Accounts with Company ContributionEmployee Life and AD&D InsuranceDependent Life and AD&D InsuranceFree AAA MembershipIdentity Theft ProtectionOther Ancillary Insurance Benefit ProgramsAnd more…Safepoint Insurance is an equal employment opportunity employer. We adhere to a policy of making employment decisions without regard to race, color, religion, sex, sexual orientation, national origin, citizenship, age or disability. We assure you that your opportunity for employment with Safepoint depends solely on your qualifications.