Loan Officer

Originate self-generated residential mortgage loans through outside sales and referral relationships Develop and execute business development and marketing plans against monthly and quarterly production standards Interview prospective borrowers and analyze financial and credit data Advise customers on mortgage products, pricing policies, and guidelines Gather required information and documentation for accurate disclosures, processing, underwriting, closing, funding, and post-closing Maintain overall responsibility for loan files through transaction completion Provide exceptional customer service while complying with lending regulations and professional ethics Promote the company and its financial products to customers and associates Complete required annual, compliance, BVS, system, and job-specific training Keep current on regulatory changes and follow Bank policies and procedures Coach, mentor, or train others and teach coursework as a subject matter expert when requested Foster Columbia Bank’s corporate culture and perform other duties as assigned Requirements H.S. Diploma/GED, vocational training, or equivalent (preferred) Bachelor's Degree in business, finance, or equivalent (preferred) 2 years of previous mortgage self-generated origination/sales and structuring experience (required) Knowledge of the home lending industry, including loan processing, underwriting, closing, and funding Excellent analytical and problem-solving skills Experience collecting and analyzing borrower income Negotiating skills Ability to develop sustainable referral sources and generate leads Excellent written and verbal communication Ability to organize, prioritize, and manage multiple tasks Detail-oriented and able to meet strict deadlines Ability to work effectively with individuals and groups across the company and manage internal and external customer relationships Proficiency with personal computers and software such as Word and Excel Must be registered as an MLO under S.A.F.E. Act requirements Must comply with Bank MLO and Bank Closed-End MLO requirements under applicable mortgage regulations Ability to work fully onsite at posted location(s) Occasional travel required Core Competencies Demonstrates expertise in residential mortgage loan origination, including loan processing, underwriting, and compliance with lending regulations. Proven ability to develop business relationships and provide exceptional customer service while managing multiple tasks and meeting strict deadlines. Highest-signal resume keywords Mortgage Loan Origination Loan Processing Underwriting MLO Registration Business Development ATS Optimization Keywords Hard Skills Financial Analysis Credit Data Analysis Negotiation Lead Generation Regulatory Compliance Soft Skills Analytical Skills Problem-Solving Communication Organizational Skills Detail-Oriented Certifications & Qualifications MLO Registration under S.A.F.E. Act Industry Keywords Home Lending Industry Loan Structuring Customer Service Referral Relationships Bank Policies Tools & Technologies Microsoft Word Microsoft Excel #J-18808-Ljbffr