Senior Commercial Lender

TX Houston Comml Lend 11750 Katy Frwy Ste 800 Houston, TX 77079, USA This position requires a seasoned banking professional who is adept at building and maintaining relationships with borrowers and prospects. The candidate should have a thorough knowledge of the local real estate and commercial/industrial marketplaces and be able to quickly connect with a multitude of prospects to develop a quality portfolio. Candidate must have 8+ years of experience in commercial lending and account management within a financial institution, covering all product types, and a strong credit/analytical skill set to underwrite lending opportunities in the Houston market. A successful candidate will have excellent oral and written communication skills and a focus on maintaining a portfolio that achieves the company’s goals for profitability. Key Requirements Thorough knowledge in review, analysis, and underwriting of commercial real estate loans and personal/corporate financial statements pertaining to Sponsors/Guarantors. Solid understanding of regulatory compliance issues related to lending, environmental requirements, and local building practices. Expertise in lending practices to include: loan documentation, perfection of security interest, lines of credit, financial statement analysis, cash flow analysis, regulatory compliance and confidentiality practices. Thorough understanding of commercial building construction procedures and practices. Ability to write reports, business correspondence, and complete credit evaluations. Working knowledge of the Microsoft Suite (e.g., Word, Excel, PowerPoint, Outlook). Knowledge of accounting policies and bank regulations. Ability to seek and gather information from multiple sources, and manage multiple tasks. Education Bachelor's or better in Other or related field. Experience 8+ years of experience in an array of commercial lending and account management experience in a financial institution with all product types. Equal Opportunity Employer/Protected Veterans/Individuals with Disabilities This employer is required to notify all applicants of their rights pursuant to federal employment laws. For further information, please review the Know Your Rights notice from the Department of Labor. #J-18808-Ljbffr