Vice President, Lending Solutions - Portfolio Management

Vice President, Lending Solutions - Portfolio Management

Santander is a global leader and innovator in the financial services industry and is evolving from a high-impact brand into a technology-driven organization. Our people are at the heart of this journey and together, we are driving a customer-centric transformation that values bold thinking, innovation, and the courage to challenge what's possible. This is more than a strategic shift. It's a chance for driven professionals to grow, learn, and make a real difference.

The SCIB Portfolio Manager is a Vice President role within US SCIB COO Lending Solutions responsible for portfolio management, credit monitoring and credit administration activities across SCIB lending portfolios. The role is generic across business lines but requires the ability to support Infrastructure Finance, Structured Finance, Leveraged Finance, Investment Grade corporate lending and GTB-linked credit exposures. The role is responsible for quarterly and annual reviews, credit spreading, covenant monitoring, collateral monitoring, rating review support, amendment and waiver analysis, portfolio reporting, risk escalation and lifecycle coordination with Front Office, Credit, Agency, Operations and Transaction Management. Objectives are to 1) maintain a disciplined first line portfolio management framework, 2) ensure timely and accurate monitoring of credit, covenant, collateral and documentation obligations, and 3) support sustainable portfolio governance across US SCIB lending.

Key Responsibilities:

• Credit Monitoring and Reviews
• Covenant, Collateral and Documentation Monitoring
• Amendments, Waivers and Lifecycle Events
• Portfolio Reporting and Governance
• Stakeholder Collaboration and Process Improvement

To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skill, and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

Bachelor degree or equivalent work experience. Strong knowledge of CIB lending, credit analysis, portfolio management, financial spreading, covenant and collateral monitoring, credit documentation, ratings, amendments and portfolio reporting. Experience across Infrastructure Finance, Structured Finance, Leveraged Finance, IG corporate lending or GTB preferred.

Skills:

• Strong credit, financial statement analysis and portfolio management skills.
• Ability to review complex credit structures, covenants, collateral packages and amendment requests.
• Strong writing, reporting, stakeholder management and escalation skills.
• Experience with spreading tools, covenant systems, loan systems, portfolio reporting tools and Excel; Loan IQ experience preferred.

Key Competencies:

• Sound credit judgment and risk escalation discipline.
• Strong attention to detail and ability to manage recurring review deadlines.
• Ability to mentor junior team members and improve operating routines.
• Collaborative approach with Business, Credit, Risk, Operations and Transaction Management

Work Experience: 7-10 years of relevant experience in CIB portfolio management, credit analysis, credit administration, lending, risk management, agency, financial spreading or related roles.

The base pay range for this position is posted below and represents the annualized salary range. For hourly positions (non-exempt), the annual range is based on a 40-hour work week. The exact compensation may vary based on skills, experience, training, licensure and certifications and location.

Base Pay Range:

Minimum: $140,000.00 USD

Maximum: $185,000.00 USD

We Value Your Impact:

Your contribution matters and it's recognized. You can expect a fair and competitive rewards package that reflects the impact you create and the value you deliver. We know rewards go beyond numbers. Offering more than just a paycheck our benefits are designed to support you, your family and your well-being, now and into the future. Santander Benefits - 2026 Santander OnGoing/NH eGuide (foleon.com)

Risk Culture:

We embrace a strong risk culture and all of our professionals at all levels are expected to take a proactive and responsible approach toward risk management.

EEO Statement:

At Santander, we value and respect differences in our workforce. We actively encourage everyone to apply. Santander is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, genetics, disability, age, veteran status or any other characteristic protected by law.

Working Conditions:

Frequent minimal physical effort such as sitting, standing and walking is required for this role. Depending on location, occasional moving and lifting light equipment and/or furniture may be required.

Employer Rights:

This job description does not list all of the job duties of the job. You may be asked by your supervisors or managers to perform other duties. You may be evaluated in part based upon your performance of the tasks listed in this job description. The employer has the right to revise this job description at any time. This job description is not a contract for employment and either you or the employer may terminate your employment at any time for any reason.

What To Do Next :

If this sounds like a role you are interested in, then please apply.

We are committed to providing an inclusive and accessible application process for all candidates. If you require any assistance or accommodation due to a disability or any other reason, please contact us at View email address on click.appcast.io to discuss your needs.