Internal Auditor

Internal Auditor

REPORTS TO: Senior Vice President of Operations

SUMMARY/OBJECTIVE: Under the direction and supervision of the Senior Vice President of Operations, ensure the credit union is in compliance with all applicable laws and regulations. Assists external auditors and examiners.

Supervisory Responsibilities: None

Duties & Responsibilities: Reasonable accommodation may be made to enable individuals with disabilities to perform the essential functions. May perform any of the following duties and responsibilities:

Ensure the credit union is in compliance with all applicable laws and regulations.

Assists external auditors and examiners.

Communicates with Supervisory Committee and helps resolve escalated member issues.

Maintains procedure manuals.

Audits consumer loan, mortgage loan, and business loan files for adherence to lending policy.

Audits deposit accounts for adherence to policy and procedures.

Assists with the resolution of audit exam findings within area of responsibility.

Conducts file maintenance review.

Monitors and communicates changes in regulations affecting the credit union.

Ensures the audit process will stand up to outside scrutiny.

Ensures printed materials are in compliance.

Prepares written reports on internal audit reviews including findings, analyses, conclusions, and recommended actions.

Other duties as assigned.

Job Responsibilities: To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skills and/or abilities required.

Conduct regular audit procedures and activities for all credit union branches and departments and for all accounting, operation, and loan procedures.

Conduct independent audits and examinations of credit union records to ensure compliance with laws and regulations.

Review examination reports stating findings of the audit and report them to upper management.

Assist in the implementation of new or revised internal audit policies, methods, and procedures.

Make recommendations to revise electronic systems and procedures to comply with State and

Federal regulations.

Prepare written reports on internal audit reviews, including findings, assessment, conclusions, and recommended actions.

Ensure that audit processes will stand up to outside scrutiny.

Education & Qualifications:

High School diploma or equivalent required. Some related college courses are required. Associate or bachelor’s degree preferred. Education/Experience - Bachelor’s degree (B.A.) from four-year college or university; or two to three years related experience and/or training; or equivalent combination of education and experience.

Experience:

Minimum two years’ experience in lending or member services with CME or one year’s experience in compliance with another financial institution required.

Skills and Abilities: Must possess or be able to do the following:

Strong analytical, organizational, and problem-solving skills.

Ability to work effectively in a team environment.

High level of interpersonal skills.

Good communication skills and pleasant disposition.

Enjoy working with the public both in person and on the telephone.

Ability to resolve member disputes with tact, discretion, and confidence.

Prompt, dependable, and accurate in all aspects of the job.

Bondable.

Above average oral and written communication skills.

Professional appearance and behavior.

Able to read and legibly write English and perform math at a twelfth-grade level.

Able to perform more than one task at a time.

Legible handwriting.

Strong computer skills.

Flexibility in duties and work hours.

Thorough understanding of the requirements and features of CME’s products and services.

Thorough understanding of lending requirements and regulations.

Ability to accept direction and work well with others.

Ability to study and take tests.

High degree of confidentiality.

High ethical standards.

Working Conditions: Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

Generally good. Little discomfort experienced from such causes as noise, heat, and dust. May experience some discomfort from occasional outside weather conditions while performing duties of the job. Job may require repeated motion. May occasionally experience some physical fatigue sitting for long periods of time. May be required to do light lifting (under 10 pounds).

Position Type/Expected Hours of Work: This is a full-time, non-exempt position. Days and hours of work are Monday through Friday 8:00 a.m. to 5:00 p.m. Occasional Saturday work may be required.

Employment Requirements: All applicants must meet the certain conditions of employment to be eligible for employment at Sunbelt Federal Credit Union:

U.S. Citizenship

Successfully passing a background investigation

Benefits Offered:

401K, with employer match and profit shares

Medical Dental & Vision insurance

Life, STD, LTD, Accidental D&D

Aflac Insurance products

Paid Holidays

Education Assistance Program

PTO (Paid time off) that begins accruing day one. (usable after 90 days)

Employee Assistance Program (EAP)

DECLARATION This job description is designed to cover or contain a comprehensive listing of activities, duties or responsibilities that are required of the employee for this job. Duties, responsibilities and activities may change at any time with or without notice. Sunbelt FCU is an Equal Opportunity Employer.