Banking Advisor III (MLO) - PNC Private Bank

Position Overview Banking Advisor III within PNC's Private Bank organization, based in San Diego, CA. At PNC, our people are our greatest differentiator and competitive advantage in the markets we serve. We foster an inclusive workplace culture where all employees feel respected, valued and have an opportunity to contribute to the company’s success. Job Profile PNC is an in‑office company that values a supportive culture. Candidates are encouraged to discuss workplace expectations with recruiter and hiring manager. PNC will not provide sponsorship for employment visas or participate in STEM OPT for this position. Job Description Identifies and provides guidance and advice on appropriate credit and cash management solutions for current and prospective high‑net worth clients as part of a broader Private Banking team. Meets with internal and external clients to introduce and sell AMG banking products and services. Builds relationships with internal and external partners, clients and COIs. Makes day‑to‑day decisions in executing AMG banking transactions to ensure quality and efficiency. Handles origination, financial analysis, negotiation and documentation of credit and non‑credit banking products and services. Manages/monitors book of business to ensure client satisfaction, retention and expansion of sales revenue. Demonstrates strong ability to analyze, evaluate and mitigate credit risk for complex credit requests using advanced credit fundamentals and internal credit policies. Provides leadership and mentoring to junior team members and ensures compliance with current banking policies and regulations. Professional Culture Customer Focused - Knowledgeable of the values and practices that align customer needs and satisfaction as primary considerations in all business decisions and able to leverage that information in creating customized customer solutions. Managing Risk - Assessing and effectively managing all of the risks associated with business objectives and activities to support PNC's Enterprise Risk Management Framework. Qualifications Preferred Skills: Book of Business, Client Satisfaction, Customer Retention, Financial Management, Financial Performance, Portfolio Management, Sales Process. Competencies: Client Relationship Management, Credit Analysis and Verification, Decision Making and Critical Thinking, Effective Communications, Managing Multiple Priorities, Problem Solving, Products and Services, Sales Negotiating, Value Selling. Work Experience: 5+ years of industry‑relevant experience. A university or college degree is typically required. In lieu of a degree, a comparable combination of education, job‑specific certification(s), and experience (including military service) may be considered. Education: Bachelor's degree. Certifications: None required. Licences: None required. Pay Transparency Base Salary: $109,200.00 – $202,800.00. Salaries may vary based on geographic location, market data and individual skills, experience, and education. This role is incentive eligible with payment based on company, business and/or individual performance. Benefits Medical/prescription drug coverage with Health Savings Account feature, dental and vision options. Employee and spouse/child life insurance; short and long‑term disability protection. 401(k) with PNC match, pension and stock purchase plans; dependent care reimbursement account; back‑up child/elder care; adoption, surrogacy and doula reimbursement. Educational assistance, including fully paid select programs; robust wellness program with financial incentives. Paid time off: maternity/parental leave; up to 11 paid holidays each year; 9 occasional absence days each year; 15–25 vacation days each year depending on career level and years of service. Additional benefits such as drug and vision coverage, tuition assistance, well‑being resources, and other programs. Disability Accommodations Statement If an accommodation is required to participate in the application process, please contact us via email at View email address on click.appcast.io. Include “accommodation request” in the subject line, and provide your name, the job ID, and preferred method of contact. Applicants may also call View phone number on click.appcast.io and say “Workday” for accommodation assistance. All information provided will be kept confidential and used only to the extent required to provide needed reasonable accommodations. Equal Employment Opportunity (EEO) PNC provides equal employment opportunity to qualified persons regardless of race, color, sex, religion, national origin, age, sexual orientation, gender identity, disability, veteran status, or other categories protected by law. This position is subject to the requirements of Section 19 of the Federal Deposit Insurance Act (FDIA) and the Secure and Fair Enforcement for Mortgage Licensing Act of 2008 (SAFE Act) and/or FINRA, which prohibit hiring individuals with certain criminal history. California Residents Refer to the California Consumer Privacy Act Privacy Notice to understand how PNC may use or disclose your personal information in its hiring practices. #J-18808-Ljbffr PNC