Senior Product Manager

About the Role The State Management Senior Product Manager provides proficient personal Property & Casualty insurance guidance in the management of multiple insurance products and states in support of our sustainable growth objectives. The Senior Manager leads a team of analysts to execute complex and strategic projects, ensures timely implementation and communication of rate & project plans, participates in cross-functional task forces, and serves as a product subject matter expert within the organization. What you’ll do Leverage understanding of insurance business, product, local markets and regulatory environments to develop and lead comprehensive state strategies that influence decisions across the organization. Understand and communicate the link between PURE’s vision, strategies, and department initiatives through the development of local market strategies to ensure progress toward company objectives. Demonstrate a thorough knowledge of company product features and benefits as well as industry product trends. Oversee workflows and projects to achieve target growth and underwriting margin objectives with a focus on member experience. Create a roadmap for the implementation of new products, maintenance/enhancement of existing products, and oversight of the analytical monitoring and reporting of state performance. Guide the rate review process, including the proposal, filing, communication, implementation, and “Go-To-Market” strategy development of all pricing and product changes. Demonstrate knowledge of the regulatory environment and build strong relationships with regulators. Partner as a product contact with internal areas, including underwriting, sales and marketing, claims, legal, finance, and executive leadership teams. Maintain current knowledge of competitor actions, industry developments and member needs. Collaborate with other business units to drive innovation in products and achieve company priorities by providing strategic thought leadership. Develop and manage the work of analysts that report directly to them (if applicable). Mentor and be a thought partner for other managers and analysts across our product teams. Act as a subject matter expert on committees, external panels, forums, and rate hearings. What you'll need 8+ years of relevant work experience in P&C insurance product management with demonstrated increased responsibilities over time. High net‑worth personal lines insurance experience preferred, but not required. Bachelor’s degree required, ideally in an analytical field such as Economics, Finance, Actuarial Science, Math, Statistics, or Risk Management. Deep knowledge of the P&C industry, competitors, insurance product pricing, financial drivers of profitability, and comprehensive understanding of legislative and insurance regulations. Extensive understanding of the insurance rate and product review process, including its effects on other key stakeholders and the membership. Superior critical and analytical thinking, quantitative and problem‑solving skills with the ability to make data‑based decisions. Demonstrated ability to analyze data, obtain useful insights, and develop recommendations. Well‑developed oral and written communication skills; comfortable speaking in front of large and small groups, including senior leadership, and ability to create and deliver appropriate communication to different audiences. Ability to influence stakeholders and demonstrate curiosity. Experience leading teams and important initiatives. Highest level of integrity and honesty. Compensation The base salary for this role can range from $120,000 to $135,000 based on a full‑time work schedule. Additional compensation will depend on job‑related skills, experience, location, market data alignment, and equity considerations. #J-18808-Ljbffr