Collection Specialist II

About Us At USALLIANCE, we pride ourselves on innovation, teamwork, training and development and career planning. We are a unique members-first Credit Union Culture driven by our core Values: Trust, Collaboration, Achievement and Making a Difference. As part of our team, you will have the opportunity to grow both personally and professionally in an inclusive and supportive environment. Represent USALLIANCE in the community and form lasting relationships with our members and partners. About Us At USALLIANCE, we pride ourselves on innovation, teamwork, training and development and career planning. We are a unique members-first Credit Union Culture driven by our core Values: Trust, Collaboration, Achievement and Making a Difference. As part of our team, you will have the opportunity to grow both personally and professionally in an inclusive and supportive environment. Represent USALLIANCE in the community and form lasting relationships with our members and partners. About This Role Responsible for assisting in the control, documentation, resolution and follow up of various delinquent loans and negative share accounts. All accounts are to be resolved in the best interest of the Credit Union by following the established policies, procedures, laws and regulations. Key Responsibilities Responsible for contacting members to determine the reason for past-due accounts and utilizing skip tracing methods when needed. Work with members to cure defaults on late-stage delinquent loans and share accounts. Respond to and research account inquiries from internal and external members via inbound calls, CRM, email and text messages. Document all work and member contact in the appropriate systems. Maintain accurate account records in accordance with policies and procedures. Provide maximum coverage of account queues. Negotiate payment plans with members using advanced negotiation tactics and techniques. Handle member escalations received from other departments and the Financial Assistance team. Possess a comprehensive knowledge of all portfolios. All other duties as assigned by management. Ensure compliance with all regulatory requirements. Represent USALLIANCE in a professional and positive manner. Who You Are High school diploma or equivalent required. Minimum 2-4 years' experience with consumer credit and collections. Maintain key performance metrics at required levels. Ability to work independently to meet deadlines with excellent follow through skills. Excellent verbal and written communication skills. Seasoned negotiation skills to arrive at best overall solutions within established guidelines. Comprehensive knowledge of MS Office products. Ability to make recommendations to management on unique collections cases. What We Offer Hybrid Schedule (min 3 days in office to maximize collaboration) Competitive salary and benefits package including 401K with 6% match Paid Time Off, Wellness Time & Paid Federal holidays Opportunities for professional development and career growth with exposure to mentorship from the executive team. A collaborative and inclusive work environment High Performance Culture that specializes in training to sharpen and expand skills brought to USALLIANCE. EQUAL OPPORTUNITY EMPLOYER USALLIANCE Federal Credit Union, as an Equal Opportunity Employer, values and supports the diverse cultures, perspectives, skills, and experiences within our workforce. This job description is for informational purposes only and should not be construed as a complete listing of the job responsibilities and requirements. This job description may be modified at any time, for any reason, at the sole discretion of management. At this time, USAlliance Federal Credit Union will not sponsor a new applicant for employment authorization or offer any immigration related support for this position (i.e., H1B, F-1 OPT, F-1 STEM OPT, F-1 CPT, J-1, TN, or another type of work authorization). If you need sponsorship now or in the future, look for this statement in the job description before you apply: “USAlliance Federal Credit Union will consider sponsoring a new, qualified applicant for employment authorization for this position”. If this is not listed in the job description, USAlliance Federal Credit Union will not provide sponsorship for the candidate to work in the United States. It is unlawful for USAlliance to require or administer a lie detector test as a condition of employment or continued employment. In accordance with applicable state laws, an employer who violates this law shall be subject to criminal penalties and civil liability. In the spirit of pay transparency, we are excited to share the base hourly range for this position is $25.24 - $30.92, exclusive of fringe benefits or potential incentives. This position is also eligible for an annual corporate bonus. If you are hired at USALLIANCE Federal Credit Union, your final base salary compensation will be determined based on factors such as skills, education, and/or experience. In addition to those factors, we believe in the importance of pay equity and consider the internal equity of our current team members as a part is any final offer. Please keep in mind that the range mentioned above is the full base salary for the role. Hiring at the maximum of the range would not be typical to allow for future and continued salary growth. We also offer a generous compensation and benefits package. All positions must adhere to standard BSA/AML policies, procedures, and processes. Employees must demonstrate awareness of business functions and how business decisions affect financial and/or non-financial work results. #J-18808-Ljbffr USALLIANCE Financial